This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, MEMORA branch in BANTHRA. The 11-digit IFSC HDFC0002861 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the MEMORA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's MEMORA branch, the IFSC HDFC0002861 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 002861 identifies this particular branch.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Memora branch — IFSC HDFC0002861 — extends the bank's services to customers in and around Banthra, Uttar Pradesh.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Memora |
| IFSC Code | HDFC0002861 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD SECURITY SECTION, AIR FORCE STATION MEMAURA , P.O BANTHRA, LUCKNOW., UTTAR PRADESH 227001 |
| City | Banthra |
| District | Banthra |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9935903333 |
About this branch
The branch is located at HDFC BANK LTD SECURITY SECTION, AIR FORCE STATION MEMAURA , P.O BANTHRA, LUCKNOW., UTTAR PRADESH 227001. It serves the Banthra region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0002861 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's MEMORA branch came to be assigned the code HDFC0002861.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0002861, money simply cannot be routed to the MEMORA branch electronically.
Account types you can open at the Memora branch
Once you have an account at HDFC Bank – MEMORA, the IFSC HDFC0002861 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Memora branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9935903333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0002861
How to transfer money using IFSC HDFC0002861
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002861 across all three.
NEFT to HDFC Bank, MEMORA using IFSC HDFC0002861
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0002861, and confirm that the system picks up HDFC Bank – MEMORA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0002861
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – MEMORA, ensure your bank's portal accepts IFSC HDFC0002861 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – MEMORA, use IMPS. With IFSC HDFC0002861 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0002861 for HDFC Bank – MEMORA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0002861 | Yes – HDFC0002861 | Yes – HDFC0002861 |
For most retail customers crediting the Memora branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0002861
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – MEMORA is still mapped to IFSC HDFC0002861. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0002861 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Memora branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0002861 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0002861 and the account number together uniquely identify the Memora branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – MEMORA:
- The IFSC is exactly HDFC0002861 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and MEMORA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Memora branch sits at HDFC BANK LTD SECURITY SECTION, AIR FORCE STATION MEMAURA , P.O BANTHRA, LUCKNOW., UTTAR PRADESH 227001. If you are travelling from outside Banthra, search for the branch on a maps application using the bank name and locality, or call 91-9935903333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0002861 and your account number.
Verifying IFSC HDFC0002861 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0002861 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9935903333.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Memora are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0002861 continue to work without interruption.
Branch address & contact
HDFC BankMemora Branch
HDFC BANK LTD SECURITY SECTION, AIR FORCE STATION MEMAURA , P.O BANTHRA, LUCKNOW., UTTAR PRADESH 227001
Banthra, Uttar Pradesh
Phone: 91-9935903333
IFSC: HDFC0002861
Frequently asked questions
Can I use IFSC HDFC0002861 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0002861 to send funds instantly.
How quickly will an NEFT transfer using HDFC0002861 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Memora reflect within 30 minutes.
What is the phone number of HDFC Bank Memora branch?
You can reach the branch at 91-9935903333 during regular banking hours.
Is IFSC HDFC0002861 valid for NEFT and RTGS?
Yes. IFSC HDFC0002861 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does HDFC Bank Memora branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9935903333 to confirm.
Where is HDFC Bank Memora branch located?
HDFC Bank's Memora branch is located at HDFC BANK LTD SECURITY SECTION, AIR FORCE STATION MEMAURA , P.O BANTHRA, LUCKNOW., UTTAR PRADESH 227001, Banthra, Uttar Pradesh.
What is the IFSC code of HDFC Bank Memora branch?
The IFSC code of HDFC Bank, Memora branch is HDFC0002861. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC HDFC0002861 the same for all accounts at Memora branch?
Yes. The IFSC HDFC0002861 is shared by every account held at HDFC Bank's Memora branch. Only the account number changes from customer to customer.
Summary
The IFSC code HDFC0002861 belongs to HDFC Bank's MEMORA branch, located at HDFC BANK LTD SECURITY SECTION, AIR FORCE STATION MEMAURA , P.O BANTHRA, … in BANTHRA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
