IFSC Code of HDFC Bank, The Bishnupur Town Cooperative Bank Branch, West Bengal

Below are the complete branch details for HDFC Bank, THE BISHNUPUR TOWN COOPERATIVE BANK branch, located in BANKURA, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0CTBTCB. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0CTBTCB for HDFC Bank – THE BISHNUPUR TOWN COOPERATIVE BANK — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – THE BISHNUPUR TOWN COOPERATIVE BANK is HDFC0CTBTCB. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CTBTCB map to this branch in BANKURA, WEST BENGAL.

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Bishnupur Town Cooperative Bank branch — IFSC HDFC0CTBTCB — extends the bank's services to customers in and around Bankura, West Bengal.

The Bishnupur Town Cooperative Bank branch overview

Located at P.O. BISHNUPUR,DIST, BANKURA, PIN - 722122, the The Bishnupur Town Cooperative Bank branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0CTBTCB is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's THE BISHNUPUR TOWN COOPERATIVE BANK branch came to be assigned the code HDFC0CTBTCB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CTBTCB, money simply cannot be routed to the THE BISHNUPUR TOWN COOPERATIVE BANK branch electronically.

MICR & cheque-truncation details

Cheques drawn on the The Bishnupur Town Cooperative Bank branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CTBTCB for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC HDFC0CTBTCB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CTBTCB across all three.

NEFT to HDFC Bank, THE BISHNUPUR TOWN COOPERATIVE BANK using IFSC HDFC0CTBTCB

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CTBTCB, and confirm that the system picks up HDFC Bank – THE BISHNUPUR TOWN COOPERATIVE BANK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE BISHNUPUR TOWN COOPERATIVE BANK

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's THE BISHNUPUR TOWN COOPERATIVE BANK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CTBTCB while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank THE BISHNUPUR TOWN COOPERATIVE BANK (IFSC HDFC0CTBTCB)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CTBTCB in your mobile or internet banking app, and the money is credited to the THE BISHNUPUR TOWN COOPERATIVE BANK branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Bishnupur Town Cooperative Bank

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CTBTCB:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE BISHNUPUR TOWN COOPERATIVE BANK is still linked to IFSC HDFC0CTBTCB.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HDFC0CTBTCB

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – THE BISHNUPUR TOWN COOPERATIVE BANK is still mapped to IFSC HDFC0CTBTCB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CTBTCB and the beneficiary's account number to complete the transfer.

Account types you can open at the The Bishnupur Town Cooperative Bank branch

Once you have an account at HDFC Bank – THE BISHNUPUR TOWN COOPERATIVE BANK, the IFSC HDFC0CTBTCB stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Bishnupur Town Cooperative Bank branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 3244-255616.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CTBTCB

Digital banking channels

Most day-to-day work that customers used to do at the The Bishnupur Town Cooperative Bank branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0CTBTCB is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the The Bishnupur Town Cooperative Bank branch

The branch is located at P.O. BISHNUPUR,DIST, BANKURA, PIN - 722122, which puts it inside Bankura, the broader Bankura district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank The Bishnupur Town Cooperative Bank branch” — the verified location pin for IFSC HDFC0CTBTCB should appear at the top of the results.
2. Confirm the branch is open by calling 3244-255616 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CTBTCB and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – THE BISHNUPUR TOWN COOPERATIVE BANK:

• The IFSC is exactly HDFC0CTBTCB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and THE BISHNUPUR TOWN COOPERATIVE BANK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Bishnupur Town Cooperative Bank branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CTBTCB, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0CTBTCB for HDFC Bank – THE BISHNUPUR TOWN COOPERATIVE BANK, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0CTBTCB is the IFSC code of HDFC Bank, THE BISHNUPUR TOWN COOPERATIVE BANK branch, in BANKURA, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.