Below are the complete branch details for HDFC Bank, RT NAGAR branch, located in BANGALORE, KA. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0000140. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0000140 for HDFC Bank – RT NAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0000140 is the IFSC of HDFC Bank's RT NAGAR branch. The format is fixed: HDFC = bank code, 0 = reserved, 000140 = branch identifier.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Rt Nagar branch — IFSC HDFC0000140 — extends the bank's services to customers in and around Bangalore, Ka.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Rt Nagar |
| IFSC Code | HDFC0000140 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GROUND FLOOR NO 178 A MATADAHALLI (NEXT TO KFC) RT NAGAR MAIN ROAD BANGALORE KARNATAKA 560032 |
| City | Bangalore |
| District | Bangalore Urban |
| State | Ka |
| STD Code | 80 |
| Phone | 61606161 |
About this branch
The branch is located at HDFC BANK LTD GROUND FLOOR NO 178 A MATADAHALLI (NEXT TO KFC) RT NAGAR MAIN ROAD BANGALORE KARNATAKA 560032. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0000140 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's RT NAGAR branch came to be assigned the code HDFC0000140.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0000140, money simply cannot be routed to the RT NAGAR branch electronically.
Products and account variants supported
Every account opened at the Rt Nagar branch is mapped to IFSC HDFC0000140 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0000140.
Banking services available
The Rt Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-61606161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0000140
How to transfer money using IFSC HDFC0000140
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0000140 across all three.
How to use IFSC HDFC0000140 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's RT NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0000140.
- Confirm the bank name auto-populates as HDFC Bank and the branch as RT NAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0000140
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – RT NAGAR, ensure your bank's portal accepts IFSC HDFC0000140 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank RT NAGAR (IFSC HDFC0000140)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0000140 in your mobile or internet banking app, and the money is credited to the RT NAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0000140 for HDFC Bank – RT NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0000140 | Yes – HDFC0000140 | Yes – HDFC0000140 |
For most retail customers crediting the Rt Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's RT NAGAR branch, the IFSC HDFC0000140 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Rt Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0000140 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0000140 and the account number together uniquely identify the Rt Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – RT NAGAR:
- The IFSC is exactly HDFC0000140 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and RT NAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Rt Nagar branch sits at HDFC BANK LTD GROUND FLOOR NO 178 A MATADAHALLI (NEXT TO KFC) RT NAGAR MAIN ROAD BANGALORE KARNATAKA 560032. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 80-61606161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0000140 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0000140 for HDFC Bank – RT NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Rt Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0000140 continue to work without interruption.
Branch address & contact
HDFC BankRt Nagar Branch
HDFC BANK LTD GROUND FLOOR NO 178 A MATADAHALLI (NEXT TO KFC) RT NAGAR MAIN ROAD BANGALORE KARNATAKA 560032
Bangalore, Ka
Phone: 80-61606161
IFSC: HDFC0000140
Frequently asked questions
Is IFSC HDFC0000140 the same for all accounts at Rt Nagar branch?
Yes. The IFSC HDFC0000140 is shared by every account held at HDFC Bank's Rt Nagar branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank Rt Nagar branch?
You can reach the branch at 80-61606161 during regular banking hours.
Can I use IFSC HDFC0000140 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0000140 to send funds instantly.
Is IFSC HDFC0000140 valid for NEFT and RTGS?
Yes. IFSC HDFC0000140 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rt Nagar branch but serve different purposes.
Does HDFC Bank Rt Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-61606161 to confirm.
How quickly will an NEFT transfer using HDFC0000140 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Rt Nagar reflect within 30 minutes.
Final notes
To recap: HDFC0000140 is the IFSC code of HDFC Bank, RT NAGAR branch, in BANGALORE, KA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
