IFSC Code of HDFC Bank, Outer Ring Road Bellandur Branch, Karnataka

If you are searching for the IFSC code of HDFC Bank, OUTER RING ROAD BELLANDUR branch in BANGALORE, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is HDFC0000978. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the OUTER RING ROAD BELLANDUR branch, and detailed step-by-step guides for using the IFSC HDFC0000978 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – OUTER RING ROAD BELLANDUR is HDFC0000978. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000978 map to this branch in BANGALORE, KARNATAKA.

About HDFC Bank

HDFC Bank operates a wide network of branches across India, including the Outer Ring Road Bellandur branch in Bangalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0000978.

Branch details at a glance

About this branch

The branch is located at SY NO 79 4 OPP TO CLOUD NINE OUTER RING ROAD BELLANDUR VARTHUR HUBLI BANGALORE KARNATAKA 560103. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0000978 is used to identify this branch on the RBI payments network.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including OUTER RING ROAD BELLANDUR of HDFC Bank — its own 11-character IFSC. The code HDFC0000978 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0000978 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Outer Ring Road Bellandur branch is mapped to IFSC HDFC0000978 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0000978.

Products and services

Customers walking into the Outer Ring Road Bellandur branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0000978

How to transfer money using IFSC HDFC0000978

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0000978 across all three.

NEFT to HDFC Bank, OUTER RING ROAD BELLANDUR using IFSC HDFC0000978

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0000978, and confirm that the system picks up HDFC Bank – OUTER RING ROAD BELLANDUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to OUTER RING ROAD BELLANDUR

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's OUTER RING ROAD BELLANDUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0000978 while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank OUTER RING ROAD BELLANDUR (IFSC HDFC0000978)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0000978 in your mobile or internet banking app, and the money is credited to the OUTER RING ROAD BELLANDUR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0000978 for HDFC Bank – OUTER RING ROAD BELLANDUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Outer Ring Road Bellandur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC HDFC0000978

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – OUTER RING ROAD BELLANDUR is still mapped to IFSC HDFC0000978. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0000978 and the beneficiary's account number to complete the transfer.

Online banking and IFSC HDFC0000978

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the OUTER RING ROAD BELLANDUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0000978 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0000978 and the account number together uniquely identify the Outer Ring Road Bellandur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – OUTER RING ROAD BELLANDUR:

• The IFSC is exactly HDFC0000978 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and OUTER RING ROAD BELLANDUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Outer Ring Road Bellandur branch sits at SY NO 79 4 OPP TO CLOUD NINE OUTER RING ROAD BELLANDUR VARTHUR HUBLI BANGALORE KARNATAKA 560103. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 1860-2676161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0000978 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0000978 for HDFC Bank – OUTER RING ROAD BELLANDUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Outer Ring Road Bellandur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0000978 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0000978 is the IFSC code of HDFC Bank, OUTER RING ROAD BELLANDUR branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.