Below are the complete branch details for HDFC Bank, K V JAIRAM ROAD branch, located in BANGALORE, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0010792. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0010792 for HDFC Bank – K V JAIRAM ROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – K V JAIRAM ROAD is HDFC0010792. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 010792 map to this branch in BANGALORE, KARNATAKA.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its K V Jairam Road branch in Bangalore, Karnataka is part of this network and uses the IFSC code HDFC0010792 for all electronic settlement.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | K V Jairam Road |
| IFSC Code | HDFC0010792 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GRD FLOOR NO 360 7TH CROSS JAKKUR MAIN ROAD SRIRAMPURA TELECOM LAYOUT BANGALORE KARNATAKA 560064 |
| City | Bangalore |
| District | Bangalore |
| State | Karnataka |
| STD Code | 1800 |
| Phone | 2026161 |
K V Jairam Road branch overview
Located at HDFC BANK LTD GRD FLOOR NO 360 7TH CROSS JAKKUR MAIN ROAD SRIRAMPURA TELECOM LAYOUT BANGALORE KARNATAKA 560064, the K V Jairam Road branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0010792 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's K V JAIRAM ROAD branch came to be assigned the code HDFC0010792.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0010792, money simply cannot be routed to the K V JAIRAM ROAD branch electronically.
Products and account variants supported
Every account opened at the K V Jairam Road branch is mapped to IFSC HDFC0010792 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0010792.
Products and services
Customers walking into the K V Jairam Road branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0010792
How to transfer money using IFSC HDFC0010792
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0010792 across all three.
How to use IFSC HDFC0010792 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's K V JAIRAM ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0010792.
- Confirm the bank name auto-populates as HDFC Bank and the branch as K V JAIRAM ROAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to K V JAIRAM ROAD
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's K V JAIRAM ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0010792 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – K V JAIRAM ROAD, use IMPS. With IFSC HDFC0010792 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0010792 for HDFC Bank – K V JAIRAM ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0010792 | Yes – HDFC0010792 | Yes – HDFC0010792 |
For most retail customers crediting the K V Jairam Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0010792
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – K V JAIRAM ROAD is still mapped to IFSC HDFC0010792. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0010792 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the K V Jairam Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0010792 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0010792 and the account number together uniquely identify the K V Jairam Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – K V JAIRAM ROAD:
- The IFSC is exactly HDFC0010792 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and K V JAIRAM ROAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The K V Jairam Road branch sits at HDFC BANK LTD GRD FLOOR NO 360 7TH CROSS JAKKUR MAIN ROAD SRIRAMPURA TELECOM LAYOUT BANGALORE KARNATAKA 560064. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0010792 and your account number.
Verifying IFSC HDFC0010792 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0010792 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The K V Jairam Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0010792, however, work 24x7.
Branch address & contact
HDFC BankK V Jairam Road Branch
HDFC BANK LTD GRD FLOOR NO 360 7TH CROSS JAKKUR MAIN ROAD SRIRAMPURA TELECOM LAYOUT BANGALORE KARNATAKA 560064
Bangalore, Karnataka
Phone: 1800-2026161
IFSC: HDFC0010792
Frequently asked questions
Is IFSC HDFC0010792 valid for NEFT and RTGS?
Yes. IFSC HDFC0010792 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is HDFC Bank K V Jairam Road branch located?
HDFC Bank's K V Jairam Road branch is located at HDFC BANK LTD GRD FLOOR NO 360 7TH CROSS JAKKUR MAIN ROAD SRIRAMPURA TELECOM LAYOUT BANGALORE KARNATAKA 560064, Bangalore, Karnataka.
How do I add HDFC Bank K V Jairam Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0010792, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the K V Jairam Road branch but serve different purposes.
Is IFSC HDFC0010792 the same for all accounts at K V Jairam Road branch?
Yes. The IFSC HDFC0010792 is shared by every account held at HDFC Bank's K V Jairam Road branch. Only the account number changes from customer to customer.
Can I use IFSC HDFC0010792 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0010792 to send funds instantly.
Final notes
To recap: HDFC0010792 is the IFSC code of HDFC Bank, K V JAIRAM ROAD branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
