IFSC Code of HDFC Bank, Indiranagar Krishna Temple Road Branch, Karnataka

Use this page as a one-stop reference for everything related to HDFC Bank's INDIRANAGAR KRISHNA TEMPLE ROAD branch in BANGALORE, KARNATAKA. The branch's IFSC code HDFC0004051 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, HDFC0004051 is the IFSC of HDFC Bank's INDIRANAGAR KRISHNA TEMPLE ROAD branch. The format is fixed: HDFC = bank code, 0 = reserved, 004051 = branch identifier.

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Indiranagar Krishna Temple Road branch — IFSC HDFC0004051 — extends the bank's services to customers in and around Bangalore, Karnataka.

Branch details at a glance

Indiranagar Krishna Temple Road branch overview

Located at 755 SHREE KRISHNA TEMPLE ROAD CMH ROAD BANGALORE BANGALORE KARNATAKA560038, the Indiranagar Krishna Temple Road branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0004051 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's INDIRANAGAR KRISHNA TEMPLE ROAD branch came to be assigned the code HDFC0004051.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0004051, money simply cannot be routed to the INDIRANAGAR KRISHNA TEMPLE ROAD branch electronically.

Products and account variants supported

Every account opened at the Indiranagar Krishna Temple Road branch is mapped to IFSC HDFC0004051 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0004051.

Banking services available

The Indiranagar Krishna Temple Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9945863333.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0004051

How to transfer money using IFSC HDFC0004051

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004051 across all three.

NEFT to HDFC Bank, INDIRANAGAR KRISHNA TEMPLE ROAD using IFSC HDFC0004051

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0004051, and confirm that the system picks up HDFC Bank – INDIRANAGAR KRISHNA TEMPLE ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC HDFC0004051

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – INDIRANAGAR KRISHNA TEMPLE ROAD, ensure your bank's portal accepts IFSC HDFC0004051 while registering the beneficiary. RTGS is also available 24x7.

IMPS to HDFC Bank INDIRANAGAR KRISHNA TEMPLE ROAD (IFSC HDFC0004051)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0004051 in your mobile or internet banking app, and the money is credited to the INDIRANAGAR KRISHNA TEMPLE ROAD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Indiranagar Krishna Temple Road

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0004051:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at INDIRANAGAR KRISHNA TEMPLE ROAD is still linked to IFSC HDFC0004051.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's INDIRANAGAR KRISHNA TEMPLE ROAD branch, the IFSC HDFC0004051 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC HDFC0004051

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the INDIRANAGAR KRISHNA TEMPLE ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0004051 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Indiranagar Krishna Temple Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0004051 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – INDIRANAGAR KRISHNA TEMPLE ROAD:

• The IFSC is exactly HDFC0004051 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and INDIRANAGAR KRISHNA TEMPLE ROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Indiranagar Krishna Temple Road branch

The branch is located at 755 SHREE KRISHNA TEMPLE ROAD CMH ROAD BANGALORE BANGALORE KARNATAKA560038, which puts it inside Bangalore, the broader Bangalore Urban district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Indiranagar Krishna Temple Road branch” — the verified location pin for IFSC HDFC0004051 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9945863333 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0004051 and your account number.

Verifying IFSC HDFC0004051 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0004051 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9945863333.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Indiranagar Krishna Temple Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0004051 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0004051 belongs to HDFC Bank's INDIRANAGAR KRISHNA TEMPLE ROAD branch, located at 755 SHREE KRISHNA TEMPLE ROAD CMH ROAD BANGALORE BANGALORE KARNATAKA560038 in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.