IFSC Code of HDFC Bank, Ideal Homes Township R R Nagar Branch, Karnataka

If you are searching for the IFSC code of HDFC Bank, IDEAL HOMES TOWNSHIP R R NAGAR branch in BANGALORE, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is HDFC0009442. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the IDEAL HOMES TOWNSHIP R R NAGAR branch, and detailed step-by-step guides for using the IFSC HDFC0009442 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – IDEAL HOMES TOWNSHIP R R NAGAR is HDFC0009442. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 009442 map to this branch in BANGALORE, KARNATAKA.

Branch details at a glance

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ideal Homes Township R R Nagar branch — IFSC HDFC0009442 — extends the bank's services to customers in and around Bangalore, Karnataka.

About this branch

The branch is located at NO 294 A B 12TH CROSS IDEAL HOMES TOWNSHIP RAJARAJESHWARI NAGAR BANGALORE KARNATAKA 560098. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0009442 is used to identify this branch on the RBI payments network.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including IDEAL HOMES TOWNSHIP R R NAGAR of HDFC Bank — its own 11-character IFSC. The code HDFC0009442 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0009442 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC HDFC0009442

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009442 across all three.

NEFT to HDFC Bank, IDEAL HOMES TOWNSHIP R R NAGAR using IFSC HDFC0009442

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0009442, and confirm that the system picks up HDFC Bank – IDEAL HOMES TOWNSHIP R R NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC HDFC0009442

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – IDEAL HOMES TOWNSHIP R R NAGAR, ensure your bank's portal accepts IFSC HDFC0009442 while registering the beneficiary. RTGS is also available 24x7.

IMPS to HDFC Bank IDEAL HOMES TOWNSHIP R R NAGAR (IFSC HDFC0009442)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0009442 in your mobile or internet banking app, and the money is credited to the IDEAL HOMES TOWNSHIP R R NAGAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Ideal Homes Township R R Nagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0009442:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at IDEAL HOMES TOWNSHIP R R NAGAR is still linked to IFSC HDFC0009442.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's IDEAL HOMES TOWNSHIP R R NAGAR branch, the IFSC HDFC0009442 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Ideal Homes Township R R Nagar branch is mapped to IFSC HDFC0009442 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0009442.

Banking services available

The Ideal Homes Township R R Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-61606161.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0009442

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0009442 and the account number together uniquely identify the Ideal Homes Township R R Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC HDFC0009442

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the IDEAL HOMES TOWNSHIP R R NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0009442 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – IDEAL HOMES TOWNSHIP R R NAGAR:

• The IFSC is exactly HDFC0009442 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and IDEAL HOMES TOWNSHIP R R NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Ideal Homes Township R R Nagar branch sits at NO 294 A B 12TH CROSS IDEAL HOMES TOWNSHIP RAJARAJESHWARI NAGAR BANGALORE KARNATAKA 560098. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 80-61606161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0009442 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0009442 for HDFC Bank – IDEAL HOMES TOWNSHIP R R NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ideal Homes Township R R Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0009442, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0009442 belongs to HDFC Bank's IDEAL HOMES TOWNSHIP R R NAGAR branch, located at NO 294 A B 12TH CROSS IDEAL HOMES TOWNSHIP RAJARAJESHWARI NAGAR BANGALORE… in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.