Below are the complete branch details for HDFC Bank, ELECTRONIC CITY PHASE ONE BRANCH branch, located in BANGALORE, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0003781. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0003781 for HDFC Bank – ELECTRONIC CITY PHASE ONE BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's ELECTRONIC CITY PHASE ONE BRANCH branch, the IFSC HDFC0003781 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 003781 identifies this particular branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Electronic City Phase One Branch |
| IFSC Code | HDFC0003781 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD 8 NEELADRI NAGAR RD PHASE 1 ELECTRONIC CITY BANGALORE KARNATAKA 560100 |
| City | Bangalore |
| District | Bangalore Urban |
| State | Karnataka |
| STD Code | 91 |
| Phone | 9945863333 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Electronic City Phase One Branch branch in Bangalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0003781.
About the Electronic City Phase One Branch branch
The Electronic City Phase One Branch branch of HDFC Bank is situated at HDFC BANK LTD 8 NEELADRI NAGAR RD PHASE 1 ELECTRONIC CITY BANGALORE KARNATAKA 560100. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0003781 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ELECTRONIC CITY PHASE ONE BRANCH of HDFC Bank — its own 11-character IFSC. The code HDFC0003781 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0003781 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0003781
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0003781 across all three.
NEFT to HDFC Bank, ELECTRONIC CITY PHASE ONE BRANCH using IFSC HDFC0003781
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0003781, and confirm that the system picks up HDFC Bank – ELECTRONIC CITY PHASE ONE BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ELECTRONIC CITY PHASE ONE BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's ELECTRONIC CITY PHASE ONE BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0003781 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank ELECTRONIC CITY PHASE ONE BRANCH (IFSC HDFC0003781)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0003781 in your mobile or internet banking app, and the money is credited to the ELECTRONIC CITY PHASE ONE BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0003781 for HDFC Bank – ELECTRONIC CITY PHASE ONE BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0003781 | Yes – HDFC0003781 | Yes – HDFC0003781 |
For most retail customers crediting the Electronic City Phase One Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0003781
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – ELECTRONIC CITY PHASE ONE BRANCH is still mapped to IFSC HDFC0003781. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0003781 and the beneficiary's account number to complete the transfer.
Account types you can open at the Electronic City Phase One Branch branch
Once you have an account at HDFC Bank – ELECTRONIC CITY PHASE ONE BRANCH, the IFSC HDFC0003781 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Electronic City Phase One Branch branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0003781
MICR & cheque-truncation details
Cheques drawn on the Electronic City Phase One Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0003781 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0003781
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the ELECTRONIC CITY PHASE ONE BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0003781 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – ELECTRONIC CITY PHASE ONE BRANCH:
- The IFSC is exactly HDFC0003781 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and ELECTRONIC CITY PHASE ONE BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Electronic City Phase One Branch branch
The branch is located at HDFC BANK LTD 8 NEELADRI NAGAR RD PHASE 1 ELECTRONIC CITY BANGALORE KARNATAKA 560100, which puts it inside Bangalore, the broader Bangalore Urban district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Electronic City Phase One Branch branch” — the verified location pin for IFSC HDFC0003781 should appear at the top of the results.
- Confirm the branch is open by calling 91-9945863333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0003781 and your account number.
Verifying IFSC HDFC0003781 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0003781 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9945863333.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Electronic City Phase One Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0003781 continue to work without interruption.
Branch address & contact
HDFC BankElectronic City Phase One Branch Branch
HDFC BANK LTD 8 NEELADRI NAGAR RD PHASE 1 ELECTRONIC CITY BANGALORE KARNATAKA 560100
Bangalore, Karnataka
Phone: 91-9945863333
IFSC: HDFC0003781
Frequently asked questions
Can I use IFSC HDFC0003781 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0003781 to send funds instantly.
How quickly will an NEFT transfer using HDFC0003781 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Electronic City Phase One Branch reflect within 30 minutes.
Where is HDFC Bank Electronic City Phase One Branch branch located?
HDFC Bank's Electronic City Phase One Branch branch is located at HDFC BANK LTD 8 NEELADRI NAGAR RD PHASE 1 ELECTRONIC CITY BANGALORE KARNATAKA 560100, Bangalore, Karnataka.
Does HDFC Bank Electronic City Phase One Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9945863333 to confirm.
How do I add HDFC Bank Electronic City Phase One Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0003781, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0003781 valid for NEFT and RTGS?
Yes. IFSC HDFC0003781 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of HDFC Bank Electronic City Phase One Branch branch?
The IFSC code of HDFC Bank, Electronic City Phase One Branch branch is HDFC0003781. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code HDFC0003781 belongs to HDFC Bank's ELECTRONIC CITY PHASE ONE BRANCH branch, located at HDFC BANK LTD 8 NEELADRI NAGAR RD PHASE 1 ELECTRONIC CITY BANGALORE KARNATAKA… in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
