IFSC Code of HDFC Bank, Bangalore - Vijayanagar Branch, Karnataka

This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, BANGALORE - VIJAYANAGAR branch in BANGALORE. The 11-digit IFSC HDFC0000312 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the BANGALORE - VIJAYANAGAR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – BANGALORE - VIJAYANAGAR is HDFC0000312. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000312 map to this branch in BANGALORE, KARNATAKA.

Branch details at a glance

About the bank

HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bangalore - Vijayanagar branch in Bangalore, Karnataka is part of this network and uses the IFSC code HDFC0000312 for all electronic settlement.

About this branch

The branch is located at FIRST FLOOR,NOS.2934E AND 2935E,MAGADI CHORD EXTENSION,VIJAYANAGAR CLUB ROAD,BANGALORE KARNATAKA 560040. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0000312 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's BANGALORE - VIJAYANAGAR branch came to be assigned the code HDFC0000312.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0000312, money simply cannot be routed to the BANGALORE - VIJAYANAGAR branch electronically.

How to transfer money using IFSC HDFC0000312

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0000312 across all three.

How to use IFSC HDFC0000312 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's BANGALORE - VIJAYANAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0000312.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as BANGALORE - VIJAYANAGAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BANGALORE - VIJAYANAGAR

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's BANGALORE - VIJAYANAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0000312 while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank BANGALORE - VIJAYANAGAR (IFSC HDFC0000312)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0000312 in your mobile or internet banking app, and the money is credited to the BANGALORE - VIJAYANAGAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Bangalore - Vijayanagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0000312:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BANGALORE - VIJAYANAGAR is still linked to IFSC HDFC0000312.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HDFC0000312

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – BANGALORE - VIJAYANAGAR is still mapped to IFSC HDFC0000312. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0000312 and the beneficiary's account number to complete the transfer.

Account types you can open at the Bangalore - Vijayanagar branch

Once you have an account at HDFC Bank – BANGALORE - VIJAYANAGAR, the IFSC HDFC0000312 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Bangalore - Vijayanagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9945863333.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0000312

MICR & cheque-truncation details

Cheques drawn on the Bangalore - Vijayanagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0000312 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC HDFC0000312

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the BANGALORE - VIJAYANAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0000312 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – BANGALORE - VIJAYANAGAR:

• The IFSC is exactly HDFC0000312 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and BANGALORE - VIJAYANAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Bangalore - Vijayanagar branch

The branch is located at FIRST FLOOR,NOS.2934E AND 2935E,MAGADI CHORD EXTENSION,VIJAYANAGAR CLUB ROAD,BANGALORE KARNATAKA 560040, which puts it inside Bangalore, the broader Bangalore Urban district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Bangalore - Vijayanagar branch” — the verified location pin for IFSC HDFC0000312 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9945863333 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0000312 and your account number.

Verifying IFSC HDFC0000312 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0000312 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9945863333.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Bangalore - Vijayanagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0000312 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0000312 belongs to HDFC Bank's BANGALORE - VIJAYANAGAR branch, located at FIRST FLOOR,NOS.2934E AND 2935E,MAGADI CHORD EXTENSION,VIJAYANAGAR CLUB… in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.