This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, BANDA branch in BANDA. The 11-digit IFSC HDFC0005558 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the BANDA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's BANDA branch, the IFSC HDFC0005558 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 005558 identifies this particular branch.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Banda branch in Banda. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0005558.
About the Banda branch
The Banda branch of HDFC Bank is situated at GROUND FLOOR SHANTI NAGAR MAIN ROAD BANDA MADHYA PRADESH 470335. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0005558 is used.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Banda |
| IFSC Code | HDFC0005558 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR SHANTI NAGAR MAIN ROAD BANDA MADHYA PRADESH 470335 |
| City | Banda |
| District | Sagar |
| State | Madhya Pradesh |
| STD Code | 731 |
| Phone | 2676161 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BANDA of HDFC Bank — its own 11-character IFSC. The code HDFC0005558 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0005558 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0005558 and the account number together uniquely identify the Banda branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0005558
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0005558 across all three.
NEFT to HDFC Bank, BANDA using IFSC HDFC0005558
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0005558, and confirm that the system picks up HDFC Bank – BANDA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BANDA
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's BANDA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0005558 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – BANDA, use IMPS. With IFSC HDFC0005558 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0005558 for HDFC Bank – BANDA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0005558 | Yes – HDFC0005558 | Yes – HDFC0005558 |
For most retail customers crediting the Banda branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0005558
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – BANDA is still mapped to IFSC HDFC0005558. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0005558 and the beneficiary's account number to complete the transfer.
Account types you can open at the Banda branch
Once you have an account at HDFC Bank – BANDA, the IFSC HDFC0005558 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Banda branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 731-2676161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0005558
Online banking and IFSC HDFC0005558
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the BANDA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0005558 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Banda branch
The branch is located at GROUND FLOOR SHANTI NAGAR MAIN ROAD BANDA MADHYA PRADESH 470335, which puts it inside Banda, the broader Sagar district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Banda branch” — the verified location pin for IFSC HDFC0005558 should appear at the top of the results.
- Confirm the branch is open by calling 731-2676161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0005558 and your account number.
Common mistakes to avoid when using IFSC HDFC0005558
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – BANDA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0005558. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Banda are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0005558 continue to work without interruption.
Verifying IFSC HDFC0005558 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0005558 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 731-2676161.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankBanda Branch
GROUND FLOOR SHANTI NAGAR MAIN ROAD BANDA MADHYA PRADESH 470335
Banda, Madhya Pradesh
Phone: 731-2676161
IFSC: HDFC0005558
Frequently asked questions
Is IFSC HDFC0005558 the same for all accounts at Banda branch?
Yes. The IFSC HDFC0005558 is shared by every account held at HDFC Bank's Banda branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Banda branch but serve different purposes.
Can I use IFSC HDFC0005558 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0005558 to send funds instantly.
How quickly will an NEFT transfer using HDFC0005558 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Banda reflect within 30 minutes.
Does HDFC Bank Banda branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 731-2676161 to confirm.
How do I add HDFC Bank Banda as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0005558, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is HDFC Bank Banda branch located?
HDFC Bank's Banda branch is located at GROUND FLOOR SHANTI NAGAR MAIN ROAD BANDA MADHYA PRADESH 470335, Banda, Madhya Pradesh.
What is the phone number of HDFC Bank Banda branch?
You can reach the branch at 731-2676161 during regular banking hours.
Summary
The IFSC code HDFC0005558 belongs to HDFC Bank's BANDA branch, located at GROUND FLOOR SHANTI NAGAR MAIN ROAD BANDA MADHYA PRADESH 470335 in BANDA, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
