IFSC Code of HDFC Bank, Balasinor Nagrik Sahkari Bank Ltd. Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, BALASINOR NAGRIK SAHKARI BANK LTD. branch in BALASINOR. The 11-digit IFSC HDFC0CBNSBL uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the BALASINOR NAGRIK SAHKARI BANK LTD. location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – BALASINOR NAGRIK SAHKARI BANK LTD. is HDFC0CBNSBL. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CBNSBL map to this branch in BALASINOR, GUJARAT.

Branch details at a glance

About the bank

HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Balasinor Nagrik Sahkari Bank Ltd. branch in Balasinor, Gujarat is part of this network and uses the IFSC code HDFC0CBNSBL for all electronic settlement.

About this branch

The branch is located at P.B NO - 1, SAHKAR BHAVAN, BALASINOR - 388 255. DIST KHEDA. It serves the Balasinor region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0CBNSBL is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's BALASINOR NAGRIK SAHKARI BANK LTD. branch came to be assigned the code HDFC0CBNSBL.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CBNSBL, money simply cannot be routed to the BALASINOR NAGRIK SAHKARI BANK LTD. branch electronically.

How to transfer money using IFSC HDFC0CBNSBL

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CBNSBL across all three.

NEFT to HDFC Bank, BALASINOR NAGRIK SAHKARI BANK LTD. using IFSC HDFC0CBNSBL

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CBNSBL, and confirm that the system picks up HDFC Bank – BALASINOR NAGRIK SAHKARI BANK LTD.. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BALASINOR NAGRIK SAHKARI BANK LTD.

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's BALASINOR NAGRIK SAHKARI BANK LTD. branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CBNSBL while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to HDFC Bank – BALASINOR NAGRIK SAHKARI BANK LTD., use IMPS. With IFSC HDFC0CBNSBL and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Balasinor Nagrik Sahkari Bank Ltd.

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CBNSBL:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BALASINOR NAGRIK SAHKARI BANK LTD. is still linked to IFSC HDFC0CBNSBL.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HDFC0CBNSBL

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – BALASINOR NAGRIK SAHKARI BANK LTD. is still mapped to IFSC HDFC0CBNSBL. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CBNSBL and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Balasinor Nagrik Sahkari Bank Ltd. branch is mapped to IFSC HDFC0CBNSBL on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0CBNSBL.

Banking services available

The Balasinor Nagrik Sahkari Bank Ltd. branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2690-266058.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CBNSBL

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CBNSBL and the account number together uniquely identify the Balasinor Nagrik Sahkari Bank Ltd. branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC HDFC0CBNSBL

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the BALASINOR NAGRIK SAHKARI BANK LTD. branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CBNSBL is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – BALASINOR NAGRIK SAHKARI BANK LTD.:

• The IFSC is exactly HDFC0CBNSBL with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and BALASINOR NAGRIK SAHKARI BANK LTD. as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Balasinor Nagrik Sahkari Bank Ltd. branch

The branch is located at P.B NO - 1, SAHKAR BHAVAN, BALASINOR - 388 255. DIST KHEDA, which puts it inside Balasinor, the broader Kheda district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Balasinor Nagrik Sahkari Bank Ltd. branch” — the verified location pin for IFSC HDFC0CBNSBL should appear at the top of the results.
2. Confirm the branch is open by calling 2690-266058 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CBNSBL and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0CBNSBL for HDFC Bank – BALASINOR NAGRIK SAHKARI BANK LTD., you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Balasinor Nagrik Sahkari Bank Ltd. are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CBNSBL continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0CBNSBL is the IFSC code of HDFC Bank, BALASINOR NAGRIK SAHKARI BANK LTD. branch, in BALASINOR, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.