Below are the complete branch details for HDFC Bank, BALADIYA KACHCHH branch, located in BALADIYA, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0009541. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0009541 for HDFC Bank – BALADIYA KACHCHH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0009541 is the IFSC of HDFC Bank's BALADIYA KACHCHH branch. The format is fixed: HDFC = bank code, 0 = reserved, 009541 = branch identifier.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Baladiya Kachchh branch — IFSC HDFC0009541 — extends the bank's services to customers in and around Baladiya, Gujarat.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Baladiya Kachchh |
| IFSC Code | HDFC0009541 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HOUSE NUMBER 9 160 GRAM PANCHAYAT UPLOVAS BALADIA GUJARAT 370427 |
| City | Baladiya |
| District | Kachchh |
| State | Gujarat |
| STD Code | 1860 |
| Phone | 2676161 |
About this branch
The branch is located at HOUSE NUMBER 9 160 GRAM PANCHAYAT UPLOVAS BALADIA GUJARAT 370427. It serves the Baladiya region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0009541 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BALADIYA KACHCHH of HDFC Bank — its own 11-character IFSC. The code HDFC0009541 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0009541 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Baladiya Kachchh branch is mapped to IFSC HDFC0009541 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0009541.
Products and services
Customers walking into the Baladiya Kachchh branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0009541
How to transfer money using IFSC HDFC0009541
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009541 across all three.
NEFT to HDFC Bank, BALADIYA KACHCHH using IFSC HDFC0009541
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0009541, and confirm that the system picks up HDFC Bank – BALADIYA KACHCHH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BALADIYA KACHCHH
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's BALADIYA KACHCHH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0009541 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank BALADIYA KACHCHH (IFSC HDFC0009541)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0009541 in your mobile or internet banking app, and the money is credited to the BALADIYA KACHCHH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0009541 for HDFC Bank – BALADIYA KACHCHH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0009541 | Yes – HDFC0009541 | Yes – HDFC0009541 |
For most retail customers crediting the Baladiya Kachchh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0009541
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – BALADIYA KACHCHH is still mapped to IFSC HDFC0009541. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0009541 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Baladiya Kachchh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0009541 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0009541 and the account number together uniquely identify the Baladiya Kachchh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – BALADIYA KACHCHH:
- The IFSC is exactly HDFC0009541 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and BALADIYA KACHCHH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Baladiya Kachchh branch
The branch is located at HOUSE NUMBER 9 160 GRAM PANCHAYAT UPLOVAS BALADIA GUJARAT 370427, which puts it inside Baladiya, the broader Kachchh district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Baladiya Kachchh branch” — the verified location pin for IFSC HDFC0009541 should appear at the top of the results.
- Confirm the branch is open by calling 1860-2676161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0009541 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0009541 for HDFC Bank – BALADIYA KACHCHH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Baladiya Kachchh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0009541, however, work 24x7.
Branch address & contact
HDFC BankBaladiya Kachchh Branch
HOUSE NUMBER 9 160 GRAM PANCHAYAT UPLOVAS BALADIA GUJARAT 370427
Baladiya, Gujarat
Phone: 1860-2676161
IFSC: HDFC0009541
Frequently asked questions
Where is HDFC Bank Baladiya Kachchh branch located?
HDFC Bank's Baladiya Kachchh branch is located at HOUSE NUMBER 9 160 GRAM PANCHAYAT UPLOVAS BALADIA GUJARAT 370427, Baladiya, Gujarat.
How quickly will an NEFT transfer using HDFC0009541 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Baladiya Kachchh reflect within 30 minutes.
What is the phone number of HDFC Bank Baladiya Kachchh branch?
You can reach the branch at 1860-2676161 during regular banking hours.
Can I use IFSC HDFC0009541 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0009541 to send funds instantly.
Is IFSC HDFC0009541 valid for NEFT and RTGS?
Yes. IFSC HDFC0009541 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add HDFC Bank Baladiya Kachchh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0009541, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0009541 the same for all accounts at Baladiya Kachchh branch?
Yes. The IFSC HDFC0009541 is shared by every account held at HDFC Bank's Baladiya Kachchh branch. Only the account number changes from customer to customer.
What is the IFSC code of HDFC Bank Baladiya Kachchh branch?
The IFSC code of HDFC Bank, Baladiya Kachchh branch is HDFC0009541. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code HDFC0009541 belongs to HDFC Bank's BALADIYA KACHCHH branch, located at HOUSE NUMBER 9 160 GRAM PANCHAYAT UPLOVAS BALADIA GUJARAT 370427 in BALADIYA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
