Below are the complete branch details for HDFC Bank, BAJWARA branch, located in BAJWARA, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0011968. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0011968 for HDFC Bank – BAJWARA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0011968 is the IFSC of HDFC Bank's BAJWARA branch. The format is fixed: HDFC = bank code, 0 = reserved, 011968 = branch identifier.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Bajwara branch in Bajwara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0011968.
About the Bajwara branch
The Bajwara branch of HDFC Bank is situated at HDFC BANK LTD GRD FLOOR SAINT SOLDIER DIVINE PUBLIC SCHOOL BAJWARA PUNJAB 146001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0011968 is used.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Bajwara |
| IFSC Code | HDFC0011968 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GRD FLOOR SAINT SOLDIER DIVINE PUBLIC SCHOOL BAJWARA PUNJAB 146001 |
| City | Bajwara |
| District | Hoshiarpur |
| State | Punjab |
| Phone | 18001600 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's BAJWARA branch came to be assigned the code HDFC0011968.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0011968, money simply cannot be routed to the BAJWARA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Bajwara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0011968 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0011968
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0011968 across all three.
NEFT to HDFC Bank, BAJWARA using IFSC HDFC0011968
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0011968, and confirm that the system picks up HDFC Bank – BAJWARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BAJWARA
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's BAJWARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0011968 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – BAJWARA, use IMPS. With IFSC HDFC0011968 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Bajwara
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0011968:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BAJWARA is still linked to IFSC HDFC0011968.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0011968
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – BAJWARA is still mapped to IFSC HDFC0011968. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0011968 and the beneficiary's account number to complete the transfer.
Account types you can open at the Bajwara branch
Once you have an account at HDFC Bank – BAJWARA, the IFSC HDFC0011968 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Bajwara branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0011968
Online banking and IFSC HDFC0011968
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the BAJWARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0011968 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Bajwara branch
The branch is located at HDFC BANK LTD GRD FLOOR SAINT SOLDIER DIVINE PUBLIC SCHOOL BAJWARA PUNJAB 146001, which puts it inside Bajwara, the broader Hoshiarpur district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Bajwara branch” — the verified location pin for IFSC HDFC0011968 should appear at the top of the results.
- Confirm the branch is open by calling 18001600 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0011968 and your account number.
Common mistakes to avoid when using IFSC HDFC0011968
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – BAJWARA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0011968. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bajwara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0011968, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0011968 for HDFC Bank – BAJWARA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
HDFC BankBajwara Branch
HDFC BANK LTD GRD FLOOR SAINT SOLDIER DIVINE PUBLIC SCHOOL BAJWARA PUNJAB 146001
Bajwara, Punjab
Phone: 18001600
IFSC: HDFC0011968
Frequently asked questions
Is IFSC HDFC0011968 the same for all accounts at Bajwara branch?
Yes. The IFSC HDFC0011968 is shared by every account held at HDFC Bank's Bajwara branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using HDFC0011968 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Bajwara reflect within 30 minutes.
How do I add HDFC Bank Bajwara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0011968, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is HDFC Bank Bajwara branch located?
HDFC Bank's Bajwara branch is located at HDFC BANK LTD GRD FLOOR SAINT SOLDIER DIVINE PUBLIC SCHOOL BAJWARA PUNJAB 146001, Bajwara, Punjab.
Is IFSC HDFC0011968 valid for NEFT and RTGS?
Yes. IFSC HDFC0011968 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bajwara branch but serve different purposes.
Can I use IFSC HDFC0011968 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0011968 to send funds instantly.
What is the phone number of HDFC Bank Bajwara branch?
You can reach the branch at 18001600 during regular banking hours.
Summary
The IFSC code HDFC0011968 belongs to HDFC Bank's BAJWARA branch, located at HDFC BANK LTD GRD FLOOR SAINT SOLDIER DIVINE PUBLIC SCHOOL BAJWARA PUNJAB 146001 in BAJWARA, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
