If you are searching for the IFSC code of HDFC Bank, VAIJAPUR branch in AURANGABAD, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is HDFC0002681. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VAIJAPUR branch, and detailed step-by-step guides for using the IFSC HDFC0002681 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0002681 is the IFSC of HDFC Bank's VAIJAPUR branch. The format is fixed: HDFC = bank code, 0 = reserved, 002681 = branch identifier.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vaijapur branch in Aurangabad, Maharashtra is part of this network and uses the IFSC code HDFC0002681 for all electronic settlement.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Vaijapur |
| IFSC Code | HDFC0002681 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, HOUSE NO.550, STATION ROAD, VAIJAPUR, DIST-AURANGABAD, MAHARASHTRA 423701 |
| City | Aurangabad |
| District | Aurangabad |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9890603333 |
About this branch
The branch is located at GROUND FLOOR, HOUSE NO.550, STATION ROAD, VAIJAPUR, DIST-AURANGABAD, MAHARASHTRA 423701. It serves the Aurangabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0002681 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's VAIJAPUR branch came to be assigned the code HDFC0002681.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0002681, money simply cannot be routed to the VAIJAPUR branch electronically.
Products and account variants supported
Every account opened at the Vaijapur branch is mapped to IFSC HDFC0002681 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0002681.
Banking services available
The Vaijapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9890603333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0002681
How to transfer money using IFSC HDFC0002681
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002681 across all three.
How to use IFSC HDFC0002681 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's VAIJAPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0002681.
- Confirm the bank name auto-populates as HDFC Bank and the branch as VAIJAPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to VAIJAPUR
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's VAIJAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0002681 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – VAIJAPUR, use IMPS. With IFSC HDFC0002681 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0002681 for HDFC Bank – VAIJAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0002681 | Yes – HDFC0002681 | Yes – HDFC0002681 |
For most retail customers crediting the Vaijapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's VAIJAPUR branch, the IFSC HDFC0002681 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC HDFC0002681
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the VAIJAPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0002681 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0002681 and the account number together uniquely identify the Vaijapur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC HDFC0002681
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – VAIJAPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0002681. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Vaijapur branch
The branch is located at GROUND FLOOR, HOUSE NO.550, STATION ROAD, VAIJAPUR, DIST-AURANGABAD, MAHARASHTRA 423701, which puts it inside Aurangabad, the broader Aurangabad district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Vaijapur branch” — the verified location pin for IFSC HDFC0002681 should appear at the top of the results.
- Confirm the branch is open by calling 91-9890603333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0002681 and your account number.
Verifying IFSC HDFC0002681 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0002681 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9890603333.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vaijapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0002681, however, work 24x7.
Branch address & contact
HDFC BankVaijapur Branch
GROUND FLOOR, HOUSE NO.550, STATION ROAD, VAIJAPUR, DIST-AURANGABAD, MAHARASHTRA 423701
Aurangabad, Maharashtra
Phone: 91-9890603333
IFSC: HDFC0002681
Frequently asked questions
Does HDFC Bank Vaijapur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9890603333 to confirm.
What is the phone number of HDFC Bank Vaijapur branch?
You can reach the branch at 91-9890603333 during regular banking hours.
What is the IFSC code of HDFC Bank Vaijapur branch?
The IFSC code of HDFC Bank, Vaijapur branch is HDFC0002681. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using HDFC0002681 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Vaijapur reflect within 30 minutes.
How do I add HDFC Bank Vaijapur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0002681, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC HDFC0002681 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0002681 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vaijapur branch but serve different purposes.
Is IFSC HDFC0002681 the same for all accounts at Vaijapur branch?
Yes. The IFSC HDFC0002681 is shared by every account held at HDFC Bank's Vaijapur branch. Only the account number changes from customer to customer.
Summary
The IFSC code HDFC0002681 belongs to HDFC Bank's VAIJAPUR branch, located at GROUND FLOOR, HOUSE NO.550, STATION ROAD, VAIJAPUR, DIST-AURANGABAD,… in AURANGABAD, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
