Use this page as a one-stop reference for everything related to HDFC Bank's PAITHAN ROAD branch in AURANGABAD, MAHARASHTRA. The branch's IFSC code HDFC0005505 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – PAITHAN ROAD is HDFC0005505. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005505 map to this branch in AURANGABAD, MAHARASHTRA.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Paithan Road branch in Aurangabad, Maharashtra is part of this network and uses the IFSC code HDFC0005505 for all electronic settlement.
About this branch
The branch is located at PLOT NO 2 GAT NO 117 NEAR JANKI HOTEL PAITHAN ROAD AURANGABAD MAHARASHTRA 431001. It serves the Aurangabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0005505 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Paithan Road |
| IFSC Code | HDFC0005505 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO 2 GAT NO 117 NEAR JANKI HOTEL PAITHAN ROAD AURANGABAD MAHARASHTRA 431001 |
| City | Aurangabad |
| District | Aurangabad |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 61606161 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PAITHAN ROAD of HDFC Bank — its own 11-character IFSC. The code HDFC0005505 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0005505 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0005505 and the account number together uniquely identify the Paithan Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0005505
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0005505 across all three.
How to use IFSC HDFC0005505 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's PAITHAN ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0005505.
- Confirm the bank name auto-populates as HDFC Bank and the branch as PAITHAN ROAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0005505
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – PAITHAN ROAD, ensure your bank's portal accepts IFSC HDFC0005505 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – PAITHAN ROAD, use IMPS. With IFSC HDFC0005505 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0005505 for HDFC Bank – PAITHAN ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0005505 | Yes – HDFC0005505 | Yes – HDFC0005505 |
For most retail customers crediting the Paithan Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0005505
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – PAITHAN ROAD is still mapped to IFSC HDFC0005505. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0005505 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Paithan Road branch is mapped to IFSC HDFC0005505 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0005505.
Banking services available
The Paithan Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-61606161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0005505
Online banking and IFSC HDFC0005505
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the PAITHAN ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0005505 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Paithan Road branch sits at PLOT NO 2 GAT NO 117 NEAR JANKI HOTEL PAITHAN ROAD AURANGABAD MAHARASHTRA 431001. If you are travelling from outside Aurangabad, search for the branch on a maps application using the bank name and locality, or call 22-61606161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0005505 and your account number.
Common mistakes to avoid when using IFSC HDFC0005505
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – PAITHAN ROAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0005505. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Paithan Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0005505 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0005505 for HDFC Bank – PAITHAN ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
HDFC BankPaithan Road Branch
PLOT NO 2 GAT NO 117 NEAR JANKI HOTEL PAITHAN ROAD AURANGABAD MAHARASHTRA 431001
Aurangabad, Maharashtra
Phone: 22-61606161
IFSC: HDFC0005505
Frequently asked questions
Is IFSC HDFC0005505 valid for NEFT and RTGS?
Yes. IFSC HDFC0005505 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is HDFC Bank Paithan Road branch located?
HDFC Bank's Paithan Road branch is located at PLOT NO 2 GAT NO 117 NEAR JANKI HOTEL PAITHAN ROAD AURANGABAD MAHARASHTRA 431001, Aurangabad, Maharashtra.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Paithan Road branch but serve different purposes.
How quickly will an NEFT transfer using HDFC0005505 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Paithan Road reflect within 30 minutes.
Can I use IFSC HDFC0005505 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0005505 to send funds instantly.
How do I add HDFC Bank Paithan Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0005505, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code HDFC0005505 belongs to HDFC Bank's PAITHAN ROAD branch, located at PLOT NO 2 GAT NO 117 NEAR JANKI HOTEL PAITHAN ROAD AURANGABAD MAHARASHTRA 431001 in AURANGABAD, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
