Below are the complete branch details for HDFC Bank, AREEKODE branch, located in AREEKODE, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0007658. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0007658 for HDFC Bank – AREEKODE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – AREEKODE is HDFC0007658. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 007658 map to this branch in AREEKODE, KERALA.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Areekode branch — IFSC HDFC0007658 — extends the bank's services to customers in and around Areekode, Kerala.
About the Areekode branch
The Areekode branch of HDFC Bank is situated at U M AVENUE MAITHRA BRIDGE JUNCTION SH34 PUTHALAM AREEKODE KERALA 673639. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0007658 is used.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Areekode |
| IFSC Code | HDFC0007658 |
| MICR Code | Refer to cheque leaf |
| Branch Address | U M AVENUE MAITHRA BRIDGE JUNCTION SH34 PUTHALAM AREEKODE KERALA 673639 |
| City | Areekode |
| District | Malapturam |
| State | Kerala |
| STD Code | 494 |
| Phone | 2676161 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's AREEKODE branch came to be assigned the code HDFC0007658.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0007658, money simply cannot be routed to the AREEKODE branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0007658 and the account number together uniquely identify the Areekode branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0007658
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0007658 across all three.
How to use IFSC HDFC0007658 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's AREEKODE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0007658.
- Confirm the bank name auto-populates as HDFC Bank and the branch as AREEKODE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to AREEKODE
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's AREEKODE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0007658 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank AREEKODE (IFSC HDFC0007658)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0007658 in your mobile or internet banking app, and the money is credited to the AREEKODE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0007658 for HDFC Bank – AREEKODE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0007658 | Yes – HDFC0007658 | Yes – HDFC0007658 |
For most retail customers crediting the Areekode branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0007658
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – AREEKODE is still mapped to IFSC HDFC0007658. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0007658 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Areekode branch is mapped to IFSC HDFC0007658 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0007658.
Banking services available
The Areekode branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 494-2676161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0007658
Digital banking channels
Most day-to-day work that customers used to do at the Areekode branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0007658 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Areekode branch
The branch is located at U M AVENUE MAITHRA BRIDGE JUNCTION SH34 PUTHALAM AREEKODE KERALA 673639, which puts it inside Areekode, the broader Malapturam district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Areekode branch” — the verified location pin for IFSC HDFC0007658 should appear at the top of the results.
- Confirm the branch is open by calling 494-2676161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0007658 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – AREEKODE:
- The IFSC is exactly HDFC0007658 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and AREEKODE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Areekode are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0007658 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0007658 for HDFC Bank – AREEKODE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
HDFC BankAreekode Branch
U M AVENUE MAITHRA BRIDGE JUNCTION SH34 PUTHALAM AREEKODE KERALA 673639
Areekode, Kerala
Phone: 494-2676161
IFSC: HDFC0007658
Frequently asked questions
What is the IFSC code of HDFC Bank Areekode branch?
The IFSC code of HDFC Bank, Areekode branch is HDFC0007658. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of HDFC Bank Areekode branch?
You can reach the branch at 494-2676161 during regular banking hours.
Is IFSC HDFC0007658 valid for NEFT and RTGS?
Yes. IFSC HDFC0007658 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does HDFC Bank Areekode branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 494-2676161 to confirm.
Is IFSC HDFC0007658 the same for all accounts at Areekode branch?
Yes. The IFSC HDFC0007658 is shared by every account held at HDFC Bank's Areekode branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using HDFC0007658 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Areekode reflect within 30 minutes.
Summary
The IFSC code HDFC0007658 belongs to HDFC Bank's AREEKODE branch, located at U M AVENUE MAITHRA BRIDGE JUNCTION SH34 PUTHALAM AREEKODE KERALA 673639 in AREEKODE, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
