If you are searching for the IFSC code of HDFC Bank, ARAMBAGH branch in ARAMBAGH, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is HDFC0001062. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ARAMBAGH branch, and detailed step-by-step guides for using the IFSC HDFC0001062 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – ARAMBAGH is HDFC0001062. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001062 map to this branch in ARAMBAGH, WEST BENGAL.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Arambagh |
| IFSC Code | HDFC0001062 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD.SAMAD MARKET,290 LINK ROAD, NETAJI MORE |
| City | Arambagh |
| District | Hooghly |
| State | West Bengal |
| STD Code | 91 |
| Phone | 9831073333 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Arambagh branch in Arambagh. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0001062.
About this branch
The branch is located at HDFC BANK LTD.SAMAD MARKET,290 LINK ROAD, NETAJI MORE. It serves the Arambagh region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0001062 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ARAMBAGH of HDFC Bank — its own 11-character IFSC. The code HDFC0001062 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0001062 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0001062
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0001062 across all three.
NEFT to HDFC Bank, ARAMBAGH using IFSC HDFC0001062
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0001062, and confirm that the system picks up HDFC Bank – ARAMBAGH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ARAMBAGH
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's ARAMBAGH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0001062 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – ARAMBAGH, use IMPS. With IFSC HDFC0001062 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0001062 for HDFC Bank – ARAMBAGH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0001062 | Yes – HDFC0001062 | Yes – HDFC0001062 |
For most retail customers crediting the Arambagh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's ARAMBAGH branch, the IFSC HDFC0001062 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Arambagh branch
Once you have an account at HDFC Bank – ARAMBAGH, the IFSC HDFC0001062 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Arambagh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9831073333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0001062
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0001062 and the account number together uniquely identify the Arambagh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Arambagh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0001062 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – ARAMBAGH:
- The IFSC is exactly HDFC0001062 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and ARAMBAGH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Arambagh branch
The branch is located at HDFC BANK LTD.SAMAD MARKET,290 LINK ROAD, NETAJI MORE, which puts it inside Arambagh, the broader Hooghly district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Arambagh branch” — the verified location pin for IFSC HDFC0001062 should appear at the top of the results.
- Confirm the branch is open by calling 91-9831073333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0001062 and your account number.
Verifying IFSC HDFC0001062 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0001062 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9831073333.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Arambagh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0001062, however, work 24x7.
Branch address & contact
HDFC BankArambagh Branch
HDFC BANK LTD.SAMAD MARKET,290 LINK ROAD, NETAJI MORE
Arambagh, West Bengal
Phone: 91-9831073333
IFSC: HDFC0001062
Frequently asked questions
Is IFSC HDFC0001062 the same for all accounts at Arambagh branch?
Yes. The IFSC HDFC0001062 is shared by every account held at HDFC Bank's Arambagh branch. Only the account number changes from customer to customer.
How do I add HDFC Bank Arambagh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0001062, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of HDFC Bank Arambagh branch?
You can reach the branch at 91-9831073333 during regular banking hours.
Is IFSC HDFC0001062 valid for NEFT and RTGS?
Yes. IFSC HDFC0001062 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Arambagh branch but serve different purposes.
Can I use IFSC HDFC0001062 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0001062 to send funds instantly.
Where is HDFC Bank Arambagh branch located?
HDFC Bank's Arambagh branch is located at HDFC BANK LTD.SAMAD MARKET,290 LINK ROAD, NETAJI MORE, Arambagh, West Bengal.
Does HDFC Bank Arambagh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9831073333 to confirm.
Summary
The IFSC code HDFC0001062 belongs to HDFC Bank's ARAMBAGH branch, located at HDFC BANK LTD.SAMAD MARKET,290 LINK ROAD, NETAJI MORE in ARAMBAGH, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
