This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, ANGUL II NALCO NAGAR branch in ANGUL. The 11-digit IFSC HDFC0004738 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the ANGUL II NALCO NAGAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0004738 is the IFSC of HDFC Bank's ANGUL II NALCO NAGAR branch. The format is fixed: HDFC = bank code, 0 = reserved, 004738 = branch identifier.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Angul Ii Nalco Nagar branch in Angul, Odisha is part of this network and uses the IFSC code HDFC0004738 for all electronic settlement.
About the Angul Ii Nalco Nagar branch
The Angul Ii Nalco Nagar branch of HDFC Bank is situated at AT KANDASARA PO NALCO NAGAR NEAR SBI BANK DIST ANGUL ANGUL ODISHA 759145. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0004738 is used.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Angul Ii Nalco Nagar |
| IFSC Code | HDFC0004738 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT KANDASARA PO NALCO NAGAR NEAR SBI BANK DIST ANGUL ANGUL ODISHA 759145 |
| City | Angul |
| District | Angul |
| State | Odisha |
| STD Code | 91 |
| Phone | 9937903333 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ANGUL II NALCO NAGAR of HDFC Bank — its own 11-character IFSC. The code HDFC0004738 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0004738 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Angul Ii Nalco Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0004738 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0004738
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004738 across all three.
NEFT to HDFC Bank, ANGUL II NALCO NAGAR using IFSC HDFC0004738
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0004738, and confirm that the system picks up HDFC Bank – ANGUL II NALCO NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ANGUL II NALCO NAGAR
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's ANGUL II NALCO NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0004738 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – ANGUL II NALCO NAGAR, use IMPS. With IFSC HDFC0004738 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0004738 for HDFC Bank – ANGUL II NALCO NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0004738 | Yes – HDFC0004738 | Yes – HDFC0004738 |
For most retail customers crediting the Angul Ii Nalco Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's ANGUL II NALCO NAGAR branch, the IFSC HDFC0004738 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Angul Ii Nalco Nagar branch is mapped to IFSC HDFC0004738 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0004738.
Products and services
Customers walking into the Angul Ii Nalco Nagar branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0004738
Online banking and IFSC HDFC0004738
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the ANGUL II NALCO NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0004738 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Angul Ii Nalco Nagar branch
The branch is located at AT KANDASARA PO NALCO NAGAR NEAR SBI BANK DIST ANGUL ANGUL ODISHA 759145, which puts it inside Angul, the broader Angul district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Angul Ii Nalco Nagar branch” — the verified location pin for IFSC HDFC0004738 should appear at the top of the results.
- Confirm the branch is open by calling 91-9937903333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0004738 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – ANGUL II NALCO NAGAR:
- The IFSC is exactly HDFC0004738 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and ANGUL II NALCO NAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Angul Ii Nalco Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0004738, however, work 24x7.
Verifying IFSC HDFC0004738 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0004738 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9937903333.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankAngul Ii Nalco Nagar Branch
AT KANDASARA PO NALCO NAGAR NEAR SBI BANK DIST ANGUL ANGUL ODISHA 759145
Angul, Odisha
Phone: 91-9937903333
IFSC: HDFC0004738
Frequently asked questions
How quickly will an NEFT transfer using HDFC0004738 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Angul Ii Nalco Nagar reflect within 30 minutes.
What is the phone number of HDFC Bank Angul Ii Nalco Nagar branch?
You can reach the branch at 91-9937903333 during regular banking hours.
How do I add HDFC Bank Angul Ii Nalco Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0004738, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0004738 valid for NEFT and RTGS?
Yes. IFSC HDFC0004738 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC HDFC0004738 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0004738 to send funds instantly.
Where is HDFC Bank Angul Ii Nalco Nagar branch located?
HDFC Bank's Angul Ii Nalco Nagar branch is located at AT KANDASARA PO NALCO NAGAR NEAR SBI BANK DIST ANGUL ANGUL ODISHA 759145, Angul, Odisha.
Summary
The IFSC code HDFC0004738 belongs to HDFC Bank's ANGUL II NALCO NAGAR branch, located at AT KANDASARA PO NALCO NAGAR NEAR SBI BANK DIST ANGUL ANGUL ODISHA 759145 in ANGUL, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
