If you are searching for the IFSC code of HDFC Bank, ANANTHAPUR - ANDHRA PRADESH branch in ANANTAPUR, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is HDFC0000705. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ANANTHAPUR - ANDHRA PRADESH branch, and detailed step-by-step guides for using the IFSC HDFC0000705 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – ANANTHAPUR - ANDHRA PRADESH is HDFC0000705. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000705 map to this branch in ANANTAPUR, ANDHRA PRADESH.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ananthapur - Andhra Pradesh branch in Anantapur, Andhra Pradesh is part of this network and uses the IFSC code HDFC0000705 for all electronic settlement.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Ananthapur - Andhra Pradesh |
| IFSC Code | HDFC0000705 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 11 165 M S MANSION SUBHASH ROAD BESIDES MEDA PETROL BUNK ANANTHAPUR ANDHRA PRADESH 515001 |
| City | Anantapur |
| District | Anantpur |
| State | Andhra Pradesh |
| STD Code | 91 |
| Phone | 9949493333 |
Ananthapur - Andhra Pradesh branch overview
Located at 11 165 M S MANSION SUBHASH ROAD BESIDES MEDA PETROL BUNK ANANTHAPUR ANDHRA PRADESH 515001, the Ananthapur - Andhra Pradesh branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0000705 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's ANANTHAPUR - ANDHRA PRADESH branch came to be assigned the code HDFC0000705.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0000705, money simply cannot be routed to the ANANTHAPUR - ANDHRA PRADESH branch electronically.
Products and account variants supported
Every account opened at the Ananthapur - Andhra Pradesh branch is mapped to IFSC HDFC0000705 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0000705.
Banking services available
The Ananthapur - Andhra Pradesh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9949493333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0000705
How to transfer money using IFSC HDFC0000705
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0000705 across all three.
How to use IFSC HDFC0000705 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's ANANTHAPUR - ANDHRA PRADESH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0000705.
- Confirm the bank name auto-populates as HDFC Bank and the branch as ANANTHAPUR - ANDHRA PRADESH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0000705
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – ANANTHAPUR - ANDHRA PRADESH, ensure your bank's portal accepts IFSC HDFC0000705 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank ANANTHAPUR - ANDHRA PRADESH (IFSC HDFC0000705)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0000705 in your mobile or internet banking app, and the money is credited to the ANANTHAPUR - ANDHRA PRADESH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0000705 for HDFC Bank – ANANTHAPUR - ANDHRA PRADESH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0000705 | Yes – HDFC0000705 | Yes – HDFC0000705 |
For most retail customers crediting the Ananthapur - Andhra Pradesh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's ANANTHAPUR - ANDHRA PRADESH branch, the IFSC HDFC0000705 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Ananthapur - Andhra Pradesh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0000705 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Ananthapur - Andhra Pradesh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0000705 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC HDFC0000705
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – ANANTHAPUR - ANDHRA PRADESH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0000705. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Ananthapur - Andhra Pradesh branch sits at 11 165 M S MANSION SUBHASH ROAD BESIDES MEDA PETROL BUNK ANANTHAPUR ANDHRA PRADESH 515001. If you are travelling from outside Anantapur, search for the branch on a maps application using the bank name and locality, or call 91-9949493333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0000705 and your account number.
Verifying IFSC HDFC0000705 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0000705 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9949493333.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Ananthapur - Andhra Pradesh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0000705 continue to work without interruption.
Branch address & contact
HDFC BankAnanthapur - Andhra Pradesh Branch
11 165 M S MANSION SUBHASH ROAD BESIDES MEDA PETROL BUNK ANANTHAPUR ANDHRA PRADESH 515001
Anantapur, Andhra Pradesh
Phone: 91-9949493333
IFSC: HDFC0000705
Frequently asked questions
How quickly will an NEFT transfer using HDFC0000705 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Ananthapur - Andhra Pradesh reflect within 30 minutes.
How do I add HDFC Bank Ananthapur - Andhra Pradesh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0000705, and complete OTP verification. Once activated, you can transfer funds at any time.
Does HDFC Bank Ananthapur - Andhra Pradesh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9949493333 to confirm.
Is IFSC HDFC0000705 the same for all accounts at Ananthapur - Andhra Pradesh branch?
Yes. The IFSC HDFC0000705 is shared by every account held at HDFC Bank's Ananthapur - Andhra Pradesh branch. Only the account number changes from customer to customer.
Is IFSC HDFC0000705 valid for NEFT and RTGS?
Yes. IFSC HDFC0000705 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of HDFC Bank Ananthapur - Andhra Pradesh branch?
You can reach the branch at 91-9949493333 during regular banking hours.
Summary
The IFSC code HDFC0000705 belongs to HDFC Bank's ANANTHAPUR - ANDHRA PRADESH branch, located at 11 165 M S MANSION SUBHASH ROAD BESIDES MEDA PETROL BUNK ANANTHAPUR ANDHRA… in ANANTAPUR, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
