If you are searching for the IFSC code of HDFC Bank, DERA BABA JAIMAL SINGH branch in AMRITSAR, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is HDFC0002668. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DERA BABA JAIMAL SINGH branch, and detailed step-by-step guides for using the IFSC HDFC0002668 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0002668 is the IFSC of HDFC Bank's DERA BABA JAIMAL SINGH branch. The format is fixed: HDFC = bank code, 0 = reserved, 002668 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Dera Baba Jaimal Singh |
| IFSC Code | HDFC0002668 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FIRST FLOOR, NEAR CANARA BANK, DERA BABA JAIMAL SINGH BEAS, DIST. AMRITSAR, PUNJAB 143204 |
| City | Amritsar |
| District | Amritsar |
| State | Punjab |
| STD Code | 91 |
| Phone | 9815331111 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Dera Baba Jaimal Singh branch in Amritsar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0002668.
Dera Baba Jaimal Singh branch overview
Located at FIRST FLOOR, NEAR CANARA BANK, DERA BABA JAIMAL SINGH BEAS, DIST. AMRITSAR, PUNJAB 143204, the Dera Baba Jaimal Singh branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0002668 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's DERA BABA JAIMAL SINGH branch came to be assigned the code HDFC0002668.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0002668, money simply cannot be routed to the DERA BABA JAIMAL SINGH branch electronically.
How to transfer money using IFSC HDFC0002668
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002668 across all three.
NEFT to HDFC Bank, DERA BABA JAIMAL SINGH using IFSC HDFC0002668
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0002668, and confirm that the system picks up HDFC Bank – DERA BABA JAIMAL SINGH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DERA BABA JAIMAL SINGH
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's DERA BABA JAIMAL SINGH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0002668 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – DERA BABA JAIMAL SINGH, use IMPS. With IFSC HDFC0002668 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0002668 for HDFC Bank – DERA BABA JAIMAL SINGH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0002668 | Yes – HDFC0002668 | Yes – HDFC0002668 |
For most retail customers crediting the Dera Baba Jaimal Singh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's DERA BABA JAIMAL SINGH branch, the IFSC HDFC0002668 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Dera Baba Jaimal Singh branch is mapped to IFSC HDFC0002668 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0002668.
Products and services
Customers walking into the Dera Baba Jaimal Singh branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0002668
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0002668 and the account number together uniquely identify the Dera Baba Jaimal Singh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC HDFC0002668
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the DERA BABA JAIMAL SINGH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0002668 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC HDFC0002668
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – DERA BABA JAIMAL SINGH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0002668. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Dera Baba Jaimal Singh branch
The branch is located at FIRST FLOOR, NEAR CANARA BANK, DERA BABA JAIMAL SINGH BEAS, DIST. AMRITSAR, PUNJAB 143204, which puts it inside Amritsar, the broader Amritsar district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Dera Baba Jaimal Singh branch” — the verified location pin for IFSC HDFC0002668 should appear at the top of the results.
- Confirm the branch is open by calling 91-9815331111 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0002668 and your account number.
Verifying IFSC HDFC0002668 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0002668 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9815331111.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dera Baba Jaimal Singh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0002668, however, work 24x7.
Branch address & contact
HDFC BankDera Baba Jaimal Singh Branch
FIRST FLOOR, NEAR CANARA BANK, DERA BABA JAIMAL SINGH BEAS, DIST. AMRITSAR, PUNJAB 143204
Amritsar, Punjab
Phone: 91-9815331111
IFSC: HDFC0002668
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dera Baba Jaimal Singh branch but serve different purposes.
Is IFSC HDFC0002668 the same for all accounts at Dera Baba Jaimal Singh branch?
Yes. The IFSC HDFC0002668 is shared by every account held at HDFC Bank's Dera Baba Jaimal Singh branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank Dera Baba Jaimal Singh branch?
You can reach the branch at 91-9815331111 during regular banking hours.
How quickly will an NEFT transfer using HDFC0002668 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Dera Baba Jaimal Singh reflect within 30 minutes.
What is the IFSC code of HDFC Bank Dera Baba Jaimal Singh branch?
The IFSC code of HDFC Bank, Dera Baba Jaimal Singh branch is HDFC0002668. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is HDFC Bank Dera Baba Jaimal Singh branch located?
HDFC Bank's Dera Baba Jaimal Singh branch is located at FIRST FLOOR, NEAR CANARA BANK, DERA BABA JAIMAL SINGH BEAS, DIST. AMRITSAR, PUNJAB 143204, Amritsar, Punjab.
Does HDFC Bank Dera Baba Jaimal Singh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9815331111 to confirm.
Is IFSC HDFC0002668 valid for NEFT and RTGS?
Yes. IFSC HDFC0002668 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code HDFC0002668 belongs to HDFC Bank's DERA BABA JAIMAL SINGH branch, located at FIRST FLOOR, NEAR CANARA BANK, DERA BABA JAIMAL SINGH BEAS, DIST. AMRITSAR,… in AMRITSAR, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
