IFSC Code of HDFC Bank, Khamgaon Urban Co-Op Bank Ltd. Branch, Maharashtra

If you are searching for the IFSC code of HDFC Bank, KHAMGAON URBAN CO-OP BANK LTD. branch in AMRAVATI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is HDFC0CKUB17. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KHAMGAON URBAN CO-OP BANK LTD. branch, and detailed step-by-step guides for using the IFSC HDFC0CKUB17 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – KHAMGAON URBAN CO-OP BANK LTD. is HDFC0CKUB17. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CKUB17 map to this branch in AMRAVATI, MAHARASHTRA.

About HDFC Bank

HDFC Bank operates a wide network of branches across India, including the Khamgaon Urban Co-Op Bank Ltd. branch in Amravati. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0CKUB17.

Branch details at a glance

Khamgaon Urban Co-Op Bank Ltd. branch overview

Located at KANTA NAGAR AMRAVATI, the Khamgaon Urban Co-Op Bank Ltd. branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0CKUB17 is required for all interbank electronic transfers routed through this branch.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KHAMGAON URBAN CO-OP BANK LTD. of HDFC Bank — its own 11-character IFSC. The code HDFC0CKUB17 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CKUB17 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Khamgaon Urban Co-Op Bank Ltd. branch is mapped to IFSC HDFC0CKUB17 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0CKUB17.

Products and services

Customers walking into the Khamgaon Urban Co-Op Bank Ltd. branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0CKUB17

How to transfer money using IFSC HDFC0CKUB17

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CKUB17 across all three.

How to use IFSC HDFC0CKUB17 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's KHAMGAON URBAN CO-OP BANK LTD. branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0CKUB17.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as KHAMGAON URBAN CO-OP BANK LTD..
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KHAMGAON URBAN CO-OP BANK LTD.

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's KHAMGAON URBAN CO-OP BANK LTD. branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CKUB17 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to HDFC Bank – KHAMGAON URBAN CO-OP BANK LTD., use IMPS. With IFSC HDFC0CKUB17 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0CKUB17 for HDFC Bank – KHAMGAON URBAN CO-OP BANK LTD., but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Khamgaon Urban Co-Op Bank Ltd. branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's KHAMGAON URBAN CO-OP BANK LTD. branch, the IFSC HDFC0CKUB17 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC HDFC0CKUB17

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the KHAMGAON URBAN CO-OP BANK LTD. branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CKUB17 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CKUB17 and the account number together uniquely identify the Khamgaon Urban Co-Op Bank Ltd. branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – KHAMGAON URBAN CO-OP BANK LTD.:

• The IFSC is exactly HDFC0CKUB17 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and KHAMGAON URBAN CO-OP BANK LTD. as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Khamgaon Urban Co-Op Bank Ltd. branch sits at KANTA NAGAR AMRAVATI. If you are travelling from outside Amravati, search for the branch on a maps application using the bank name and locality, or call 721-2590094 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CKUB17 and your account number.

Verifying IFSC HDFC0CKUB17 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CKUB17 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 721-2590094.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Khamgaon Urban Co-Op Bank Ltd. are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CKUB17 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CKUB17 belongs to HDFC Bank's KHAMGAON URBAN CO-OP BANK LTD. branch, located at KANTA NAGAR AMRAVATI in AMRAVATI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.