Use this page as a one-stop reference for everything related to HDFC Bank's KHAMGAON URBAN CO-OP BANK LTD. branch in AMRAVATI, MAHARASHTRA. The branch's IFSC code HDFC0CKUB15 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's KHAMGAON URBAN CO-OP BANK LTD. branch, the IFSC HDFC0CKUB15 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and CKUB15 identifies this particular branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Khamgaon Urban Co-Op Bank Ltd. |
| IFSC Code | HDFC0CKUB15 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NAVHET PLOT BADNERA ROAD,AMRAVATI |
| City | Amravati |
| District | Amravati |
| State | Maharashtra |
| STD Code | 721 |
| Phone | 2590093 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Khamgaon Urban Co-Op Bank Ltd. branch in Amravati. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0CKUB15.
About this branch
The branch is located at NAVHET PLOT BADNERA ROAD,AMRAVATI. It serves the Amravati region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0CKUB15 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's KHAMGAON URBAN CO-OP BANK LTD. branch came to be assigned the code HDFC0CKUB15.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CKUB15, money simply cannot be routed to the KHAMGAON URBAN CO-OP BANK LTD. branch electronically.
How to transfer money using IFSC HDFC0CKUB15
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CKUB15 across all three.
How to use IFSC HDFC0CKUB15 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's KHAMGAON URBAN CO-OP BANK LTD. branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0CKUB15.
- Confirm the bank name auto-populates as HDFC Bank and the branch as KHAMGAON URBAN CO-OP BANK LTD..
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KHAMGAON URBAN CO-OP BANK LTD.
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's KHAMGAON URBAN CO-OP BANK LTD. branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CKUB15 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank KHAMGAON URBAN CO-OP BANK LTD. (IFSC HDFC0CKUB15)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CKUB15 in your mobile or internet banking app, and the money is credited to the KHAMGAON URBAN CO-OP BANK LTD. branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0CKUB15 for HDFC Bank – KHAMGAON URBAN CO-OP BANK LTD., but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0CKUB15 | Yes – HDFC0CKUB15 | Yes – HDFC0CKUB15 |
For most retail customers crediting the Khamgaon Urban Co-Op Bank Ltd. branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's KHAMGAON URBAN CO-OP BANK LTD. branch, the IFSC HDFC0CKUB15 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Khamgaon Urban Co-Op Bank Ltd. branch is mapped to IFSC HDFC0CKUB15 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0CKUB15.
Banking services available
The Khamgaon Urban Co-Op Bank Ltd. branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 721-2590093.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CKUB15
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CKUB15 and the account number together uniquely identify the Khamgaon Urban Co-Op Bank Ltd. branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC HDFC0CKUB15
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the KHAMGAON URBAN CO-OP BANK LTD. branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CKUB15 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC HDFC0CKUB15
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – KHAMGAON URBAN CO-OP BANK LTD., double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0CKUB15. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Khamgaon Urban Co-Op Bank Ltd. branch
The branch is located at NAVHET PLOT BADNERA ROAD,AMRAVATI, which puts it inside Amravati, the broader Amravati district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Khamgaon Urban Co-Op Bank Ltd. branch” — the verified location pin for IFSC HDFC0CKUB15 should appear at the top of the results.
- Confirm the branch is open by calling 721-2590093 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CKUB15 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0CKUB15 for HDFC Bank – KHAMGAON URBAN CO-OP BANK LTD., you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Khamgaon Urban Co-Op Bank Ltd. branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CKUB15, however, work 24x7.
Branch address & contact
HDFC BankKhamgaon Urban Co-Op Bank Ltd. Branch
NAVHET PLOT BADNERA ROAD,AMRAVATI
Amravati, Maharashtra
Phone: 721-2590093
IFSC: HDFC0CKUB15
Frequently asked questions
How do I add HDFC Bank Khamgaon Urban Co-Op Bank Ltd. as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0CKUB15, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of HDFC Bank Khamgaon Urban Co-Op Bank Ltd. branch?
The IFSC code of HDFC Bank, Khamgaon Urban Co-Op Bank Ltd. branch is HDFC0CKUB15. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC HDFC0CKUB15 valid for NEFT and RTGS?
Yes. IFSC HDFC0CKUB15 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using HDFC0CKUB15 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Khamgaon Urban Co-Op Bank Ltd. reflect within 30 minutes.
Is IFSC HDFC0CKUB15 the same for all accounts at Khamgaon Urban Co-Op Bank Ltd. branch?
Yes. The IFSC HDFC0CKUB15 is shared by every account held at HDFC Bank's Khamgaon Urban Co-Op Bank Ltd. branch. Only the account number changes from customer to customer.
Can I use IFSC HDFC0CKUB15 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0CKUB15 to send funds instantly.
What is the phone number of HDFC Bank Khamgaon Urban Co-Op Bank Ltd. branch?
You can reach the branch at 721-2590093 during regular banking hours.
Summary
The IFSC code HDFC0CKUB15 belongs to HDFC Bank's KHAMGAON URBAN CO-OP BANK LTD. branch, located at NAVHET PLOT BADNERA ROAD,AMRAVATI in AMRAVATI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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