IFSC Code of HDFC Bank, Dr Panjabrao Deshmukh Ur Co Bnk Ltd Branch, Maharashtra

Use this page as a one-stop reference for everything related to HDFC Bank's DR PANJABRAO DESHMUKH UR CO BNK LTD branch in AMRAVATI, MAHARASHTRA. The branch's IFSC code HDFC0CPDB12 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, HDFC0CPDB12 is the IFSC of HDFC Bank's DR PANJABRAO DESHMUKH UR CO BNK LTD branch. The format is fixed: HDFC = bank code, 0 = reserved, CPDB12 = branch identifier.

Branch details at a glance

About HDFC Bank

HDFC Bank operates a wide network of branches across India, including the Dr Panjabrao Deshmukh Ur Co Bnk Ltd branch in Amravati. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0CPDB12.

About the Dr Panjabrao Deshmukh Ur Co Bnk Ltd branch

The Dr Panjabrao Deshmukh Ur Co Bnk Ltd branch of HDFC Bank is situated at RUKHMINI NAGAR AMRAVATI 444606. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0CPDB12 is used.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DR PANJABRAO DESHMUKH UR CO BNK LTD of HDFC Bank — its own 11-character IFSC. The code HDFC0CPDB12 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CPDB12 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC HDFC0CPDB12

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CPDB12 across all three.

How to use IFSC HDFC0CPDB12 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's DR PANJABRAO DESHMUKH UR CO BNK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0CPDB12.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as DR PANJABRAO DESHMUKH UR CO BNK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to DR PANJABRAO DESHMUKH UR CO BNK LTD

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's DR PANJABRAO DESHMUKH UR CO BNK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CPDB12 while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank DR PANJABRAO DESHMUKH UR CO BNK LTD (IFSC HDFC0CPDB12)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CPDB12 in your mobile or internet banking app, and the money is credited to the DR PANJABRAO DESHMUKH UR CO BNK LTD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0CPDB12 for HDFC Bank – DR PANJABRAO DESHMUKH UR CO BNK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Dr Panjabrao Deshmukh Ur Co Bnk Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC HDFC0CPDB12

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – DR PANJABRAO DESHMUKH UR CO BNK LTD is still mapped to IFSC HDFC0CPDB12. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CPDB12 and the beneficiary's account number to complete the transfer.

Account types you can open at the Dr Panjabrao Deshmukh Ur Co Bnk Ltd branch

Once you have an account at HDFC Bank – DR PANJABRAO DESHMUKH UR CO BNK LTD, the IFSC HDFC0CPDB12 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Dr Panjabrao Deshmukh Ur Co Bnk Ltd branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0CPDB12

MICR & cheque-truncation details

Cheques drawn on the Dr Panjabrao Deshmukh Ur Co Bnk Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CPDB12 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Dr Panjabrao Deshmukh Ur Co Bnk Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0CPDB12 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC HDFC0CPDB12

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – DR PANJABRAO DESHMUKH UR CO BNK LTD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: HDFC0CPDB12.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Dr Panjabrao Deshmukh Ur Co Bnk Ltd branch

The branch is located at RUKHMINI NAGAR AMRAVATI 444606, which puts it inside Amravati, the broader Amravati district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Dr Panjabrao Deshmukh Ur Co Bnk Ltd branch” — the verified location pin for IFSC HDFC0CPDB12 should appear at the top of the results.
2. Confirm the branch is open by calling 721-2673294 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CPDB12 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0CPDB12 for HDFC Bank – DR PANJABRAO DESHMUKH UR CO BNK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Dr Panjabrao Deshmukh Ur Co Bnk Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CPDB12 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0CPDB12 is the IFSC code of HDFC Bank, DR PANJABRAO DESHMUKH UR CO BNK LTD branch, in AMRAVATI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.