IFSC Code of HDFC Bank, Ammavarupalle Munimadugu Branch, Andhra Pradesh

If you are searching for the IFSC code of HDFC Bank, AMMAVARUPALLE MUNIMADUGU branch in AMMAVARUPALLE MUNIMADUGU, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is HDFC0009463. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the AMMAVARUPALLE MUNIMADUGU branch, and detailed step-by-step guides for using the IFSC HDFC0009463 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For HDFC Bank's AMMAVARUPALLE MUNIMADUGU branch, the IFSC HDFC0009463 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 009463 identifies this particular branch.

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ammavarupalle Munimadugu branch — IFSC HDFC0009463 — extends the bank's services to customers in and around Ammavarupalle Munimadugu, Andhra Pradesh.

About this branch

The branch is located at SURVE NO 4422 AMMAVARI PALLI VILLAGEMUNIMADUGU PENUKONDA MANDAL AMMAVARI PALLI ANDHRA PRADESH 515164. It serves the Ammavarupalle Munimadugu region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0009463 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AMMAVARUPALLE MUNIMADUGU of HDFC Bank — its own 11-character IFSC. The code HDFC0009463 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0009463 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Ammavarupalle Munimadugu branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0009463 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC HDFC0009463

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009463 across all three.

How to use IFSC HDFC0009463 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's AMMAVARUPALLE MUNIMADUGU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0009463.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as AMMAVARUPALLE MUNIMADUGU.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to AMMAVARUPALLE MUNIMADUGU

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's AMMAVARUPALLE MUNIMADUGU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0009463 while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank AMMAVARUPALLE MUNIMADUGU (IFSC HDFC0009463)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0009463 in your mobile or internet banking app, and the money is credited to the AMMAVARUPALLE MUNIMADUGU branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0009463 for HDFC Bank – AMMAVARUPALLE MUNIMADUGU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ammavarupalle Munimadugu branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC HDFC0009463

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – AMMAVARUPALLE MUNIMADUGU is still mapped to IFSC HDFC0009463. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0009463 and the beneficiary's account number to complete the transfer.

Account types you can open at the Ammavarupalle Munimadugu branch

Once you have an account at HDFC Bank – AMMAVARUPALLE MUNIMADUGU, the IFSC HDFC0009463 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Ammavarupalle Munimadugu branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1860-2676161.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0009463

Online banking and IFSC HDFC0009463

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the AMMAVARUPALLE MUNIMADUGU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0009463 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Ammavarupalle Munimadugu branch sits at SURVE NO 4422 AMMAVARI PALLI VILLAGEMUNIMADUGU PENUKONDA MANDAL AMMAVARI PALLI ANDHRA PRADESH 515164. If you are travelling from outside Ammavarupalle Munimadugu, search for the branch on a maps application using the bank name and locality, or call 1860-2676161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0009463 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – AMMAVARUPALLE MUNIMADUGU:

• The IFSC is exactly HDFC0009463 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and AMMAVARUPALLE MUNIMADUGU as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Ammavarupalle Munimadugu are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0009463 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0009463 for HDFC Bank – AMMAVARUPALLE MUNIMADUGU, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0009463 is the IFSC code of HDFC Bank, AMMAVARUPALLE MUNIMADUGU branch, in AMMAVARUPALLE MUNIMADUGU, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.