Use this page as a one-stop reference for everything related to HDFC Bank's THE POSTAL RMS EMPLOY COOP BK LTD branch in AMBALA, HARYANA. The branch's IFSC code HDFC0CPRMS2 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – THE POSTAL RMS EMPLOY COOP BK LTD is HDFC0CPRMS2. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CPRMS2 map to this branch in AMBALA, HARYANA.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | The Postal Rms Employ Coop Bk Ltd |
| IFSC Code | HDFC0CPRMS2 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 6070/10, 14 IDGAG ROAD, AMBALA CANTT 133001 |
| City | Ambala |
| District | Ambala |
| State | Haryana |
| STD Code | 1712 |
| Phone | 2600749 |
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Postal Rms Employ Coop Bk Ltd branch in Ambala, Haryana is part of this network and uses the IFSC code HDFC0CPRMS2 for all electronic settlement.
About this branch
The branch is located at 6070/10, 14 IDGAG ROAD, AMBALA CANTT 133001. It serves the Ambala region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0CPRMS2 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's THE POSTAL RMS EMPLOY COOP BK LTD branch came to be assigned the code HDFC0CPRMS2.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CPRMS2, money simply cannot be routed to the THE POSTAL RMS EMPLOY COOP BK LTD branch electronically.
How to transfer money using IFSC HDFC0CPRMS2
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CPRMS2 across all three.
NEFT to HDFC Bank, THE POSTAL RMS EMPLOY COOP BK LTD using IFSC HDFC0CPRMS2
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CPRMS2, and confirm that the system picks up HDFC Bank – THE POSTAL RMS EMPLOY COOP BK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THE POSTAL RMS EMPLOY COOP BK LTD
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's THE POSTAL RMS EMPLOY COOP BK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CPRMS2 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank THE POSTAL RMS EMPLOY COOP BK LTD (IFSC HDFC0CPRMS2)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CPRMS2 in your mobile or internet banking app, and the money is credited to the THE POSTAL RMS EMPLOY COOP BK LTD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0CPRMS2 for HDFC Bank – THE POSTAL RMS EMPLOY COOP BK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0CPRMS2 | Yes – HDFC0CPRMS2 | Yes – HDFC0CPRMS2 |
For most retail customers crediting the The Postal Rms Employ Coop Bk Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's THE POSTAL RMS EMPLOY COOP BK LTD branch, the IFSC HDFC0CPRMS2 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the The Postal Rms Employ Coop Bk Ltd branch is mapped to IFSC HDFC0CPRMS2 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0CPRMS2.
Banking services available
The The Postal Rms Employ Coop Bk Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1712-2600749.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CPRMS2
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CPRMS2 and the account number together uniquely identify the The Postal Rms Employ Coop Bk Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC HDFC0CPRMS2
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the THE POSTAL RMS EMPLOY COOP BK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CPRMS2 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC HDFC0CPRMS2
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – THE POSTAL RMS EMPLOY COOP BK LTD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0CPRMS2. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the The Postal Rms Employ Coop Bk Ltd branch
The branch is located at 6070/10, 14 IDGAG ROAD, AMBALA CANTT 133001, which puts it inside Ambala, the broader Ambala district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank The Postal Rms Employ Coop Bk Ltd branch” — the verified location pin for IFSC HDFC0CPRMS2 should appear at the top of the results.
- Confirm the branch is open by calling 1712-2600749 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CPRMS2 and your account number.
Verifying IFSC HDFC0CPRMS2 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CPRMS2 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1712-2600749.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Postal Rms Employ Coop Bk Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CPRMS2, however, work 24x7.
Branch address & contact
HDFC BankThe Postal Rms Employ Coop Bk Ltd Branch
6070/10, 14 IDGAG ROAD, AMBALA CANTT 133001
Ambala, Haryana
Phone: 1712-2600749
IFSC: HDFC0CPRMS2
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Postal Rms Employ Coop Bk Ltd branch but serve different purposes.
Where is HDFC Bank The Postal Rms Employ Coop Bk Ltd branch located?
HDFC Bank's The Postal Rms Employ Coop Bk Ltd branch is located at 6070/10, 14 IDGAG ROAD, AMBALA CANTT 133001, Ambala, Haryana.
How quickly will an NEFT transfer using HDFC0CPRMS2 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – The Postal Rms Employ Coop Bk Ltd reflect within 30 minutes.
Is IFSC HDFC0CPRMS2 valid for NEFT and RTGS?
Yes. IFSC HDFC0CPRMS2 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of HDFC Bank The Postal Rms Employ Coop Bk Ltd branch?
You can reach the branch at 1712-2600749 during regular banking hours.
Can I use IFSC HDFC0CPRMS2 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0CPRMS2 to send funds instantly.
Is IFSC HDFC0CPRMS2 the same for all accounts at The Postal Rms Employ Coop Bk Ltd branch?
Yes. The IFSC HDFC0CPRMS2 is shared by every account held at HDFC Bank's The Postal Rms Employ Coop Bk Ltd branch. Only the account number changes from customer to customer.
Final notes
To recap: HDFC0CPRMS2 is the IFSC code of HDFC Bank, THE POSTAL RMS EMPLOY COOP BK LTD branch, in AMBALA, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
