Below are the complete branch details for HDFC Bank, AMANGANJ branch, located in AMANGANJ, MADHYA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0005312. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0005312 for HDFC Bank – AMANGANJ — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0005312 is the IFSC of HDFC Bank's AMANGANJ branch. The format is fixed: HDFC = bank code, 0 = reserved, 005312 = branch identifier.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Amanganj branch — IFSC HDFC0005312 — extends the bank's services to customers in and around Amanganj, Madhya Pradesh.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Amanganj |
| IFSC Code | HDFC0005312 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GROUND FLOOR OPP POLICE STATION AMANGANJ AMANGANJ MADHYA PRADESH 488441 |
| City | Amanganj |
| District | Panna |
| State | Madhya Pradesh |
| STD Code | 1800 |
| Phone | 2026161 |
About the Amanganj branch
The Amanganj branch of HDFC Bank is situated at HDFC BANK LTD GROUND FLOOR OPP POLICE STATION AMANGANJ AMANGANJ MADHYA PRADESH 488441. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0005312 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's AMANGANJ branch came to be assigned the code HDFC0005312.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0005312, money simply cannot be routed to the AMANGANJ branch electronically.
Account types you can open at the Amanganj branch
Once you have an account at HDFC Bank – AMANGANJ, the IFSC HDFC0005312 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Amanganj branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0005312
How to transfer money using IFSC HDFC0005312
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0005312 across all three.
How to use IFSC HDFC0005312 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's AMANGANJ branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0005312.
- Confirm the bank name auto-populates as HDFC Bank and the branch as AMANGANJ.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to AMANGANJ
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's AMANGANJ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0005312 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – AMANGANJ, use IMPS. With IFSC HDFC0005312 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Amanganj
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0005312:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at AMANGANJ is still linked to IFSC HDFC0005312.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's AMANGANJ branch, the IFSC HDFC0005312 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC HDFC0005312
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the AMANGANJ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0005312 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Amanganj branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0005312 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – AMANGANJ:
- The IFSC is exactly HDFC0005312 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and AMANGANJ as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Amanganj branch
The branch is located at HDFC BANK LTD GROUND FLOOR OPP POLICE STATION AMANGANJ AMANGANJ MADHYA PRADESH 488441, which puts it inside Amanganj, the broader Panna district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Amanganj branch” — the verified location pin for IFSC HDFC0005312 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0005312 and your account number.
Verifying IFSC HDFC0005312 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0005312 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Amanganj branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0005312, however, work 24x7.
Branch address & contact
HDFC BankAmanganj Branch
HDFC BANK LTD GROUND FLOOR OPP POLICE STATION AMANGANJ AMANGANJ MADHYA PRADESH 488441
Amanganj, Madhya Pradesh
Phone: 1800-2026161
IFSC: HDFC0005312
Frequently asked questions
How quickly will an NEFT transfer using HDFC0005312 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Amanganj reflect within 30 minutes.
Is IFSC HDFC0005312 the same for all accounts at Amanganj branch?
Yes. The IFSC HDFC0005312 is shared by every account held at HDFC Bank's Amanganj branch. Only the account number changes from customer to customer.
Is IFSC HDFC0005312 valid for NEFT and RTGS?
Yes. IFSC HDFC0005312 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of HDFC Bank Amanganj branch?
You can reach the branch at 1800-2026161 during regular banking hours.
How do I add HDFC Bank Amanganj as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0005312, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of HDFC Bank Amanganj branch?
The IFSC code of HDFC Bank, Amanganj branch is HDFC0005312. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code HDFC0005312 belongs to HDFC Bank's AMANGANJ branch, located at HDFC BANK LTD GROUND FLOOR OPP POLICE STATION AMANGANJ AMANGANJ MADHYA PRADESH… in AMANGANJ, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
