Use this page as a one-stop reference for everything related to HDFC Bank's ATRAULI branch in ALIGARH, UTTAR PRADESH. The branch's IFSC code HDFC0009602 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's ATRAULI branch, the IFSC HDFC0009602 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 009602 identifies this particular branch.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Atrauli branch in Aligarh. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0009602.
About the Atrauli branch
The Atrauli branch of HDFC Bank is situated at HDFC BANK LTD MOHALLA PEERJADGAAN OPP POST OFFICE AT RAULI ALIGARH UTTAR PRADESH 202280. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0009602 is used.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Atrauli |
| IFSC Code | HDFC0009602 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD MOHALLA PEERJADGAAN OPP POST OFFICE AT RAULI ALIGARH UTTAR PRADESH 202280 |
| City | Aligarh |
| District | Atrauli |
| State | Uttar Pradesh |
| STD Code | 1860 |
| Phone | 2676161 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ATRAULI of HDFC Bank — its own 11-character IFSC. The code HDFC0009602 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0009602 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0009602 and the account number together uniquely identify the Atrauli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0009602
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009602 across all three.
How to use IFSC HDFC0009602 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's ATRAULI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0009602.
- Confirm the bank name auto-populates as HDFC Bank and the branch as ATRAULI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0009602
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – ATRAULI, ensure your bank's portal accepts IFSC HDFC0009602 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank ATRAULI (IFSC HDFC0009602)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0009602 in your mobile or internet banking app, and the money is credited to the ATRAULI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0009602 for HDFC Bank – ATRAULI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0009602 | Yes – HDFC0009602 | Yes – HDFC0009602 |
For most retail customers crediting the Atrauli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0009602
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – ATRAULI is still mapped to IFSC HDFC0009602. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0009602 and the beneficiary's account number to complete the transfer.
Account types you can open at the Atrauli branch
Once you have an account at HDFC Bank – ATRAULI, the IFSC HDFC0009602 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Atrauli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1860-2676161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0009602
Digital banking channels
Most day-to-day work that customers used to do at the Atrauli branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0009602 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Atrauli branch sits at HDFC BANK LTD MOHALLA PEERJADGAAN OPP POST OFFICE AT RAULI ALIGARH UTTAR PRADESH 202280. If you are travelling from outside Aligarh, search for the branch on a maps application using the bank name and locality, or call 1860-2676161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0009602 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – ATRAULI:
- The IFSC is exactly HDFC0009602 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and ATRAULI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Atrauli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0009602, however, work 24x7.
Verifying IFSC HDFC0009602 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0009602 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2676161.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankAtrauli Branch
HDFC BANK LTD MOHALLA PEERJADGAAN OPP POST OFFICE AT RAULI ALIGARH UTTAR PRADESH 202280
Aligarh, Uttar Pradesh
Phone: 1860-2676161
IFSC: HDFC0009602
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Atrauli branch but serve different purposes.
What is the phone number of HDFC Bank Atrauli branch?
You can reach the branch at 1860-2676161 during regular banking hours.
Does HDFC Bank Atrauli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1860-2676161 to confirm.
What is the IFSC code of HDFC Bank Atrauli branch?
The IFSC code of HDFC Bank, Atrauli branch is HDFC0009602. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add HDFC Bank Atrauli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0009602, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC HDFC0009602 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0009602 to send funds instantly.
Is IFSC HDFC0009602 valid for NEFT and RTGS?
Yes. IFSC HDFC0009602 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using HDFC0009602 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Atrauli reflect within 30 minutes.
Summary
The IFSC code HDFC0009602 belongs to HDFC Bank's ATRAULI branch, located at HDFC BANK LTD MOHALLA PEERJADGAAN OPP POST OFFICE AT RAULI ALIGARH UTTAR… in ALIGARH, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
