If you are searching for the IFSC code of HDFC Bank, KALARCODE branch in ALAPPUZHA, KERALA, this page has every detail you need. The verified IFSC code for this branch is HDFC0006734. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KALARCODE branch, and detailed step-by-step guides for using the IFSC HDFC0006734 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's KALARCODE branch, the IFSC HDFC0006734 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 006734 identifies this particular branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Kalarcode |
| IFSC Code | HDFC0006734 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FIRST FLOOR HILWANA BUILDING NEAR SD COLLEGE KALARCODE SANATHANAPURAM PO KERALA 688003 |
| City | Alappuzha |
| District | Alappuzha |
| State | Kerala |
| STD Code | 1800 |
| Phone | 2026161 |
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kalarcode branch in Alappuzha, Kerala is part of this network and uses the IFSC code HDFC0006734 for all electronic settlement.
About this branch
The branch is located at FIRST FLOOR HILWANA BUILDING NEAR SD COLLEGE KALARCODE SANATHANAPURAM PO KERALA 688003. It serves the Alappuzha region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0006734 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's KALARCODE branch came to be assigned the code HDFC0006734.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0006734, money simply cannot be routed to the KALARCODE branch electronically.
How to transfer money using IFSC HDFC0006734
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0006734 across all three.
How to use IFSC HDFC0006734 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's KALARCODE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0006734.
- Confirm the bank name auto-populates as HDFC Bank and the branch as KALARCODE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0006734
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – KALARCODE, ensure your bank's portal accepts IFSC HDFC0006734 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank KALARCODE (IFSC HDFC0006734)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0006734 in your mobile or internet banking app, and the money is credited to the KALARCODE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0006734 for HDFC Bank – KALARCODE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0006734 | Yes – HDFC0006734 | Yes – HDFC0006734 |
For most retail customers crediting the Kalarcode branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's KALARCODE branch, the IFSC HDFC0006734 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Kalarcode branch
Once you have an account at HDFC Bank – KALARCODE, the IFSC HDFC0006734 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Kalarcode branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0006734
MICR & cheque-truncation details
Cheques drawn on the Kalarcode branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0006734 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Kalarcode branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0006734 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC HDFC0006734
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – KALARCODE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0006734. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Kalarcode branch
The branch is located at FIRST FLOOR HILWANA BUILDING NEAR SD COLLEGE KALARCODE SANATHANAPURAM PO KERALA 688003, which puts it inside Alappuzha, the broader Alappuzha district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Kalarcode branch” — the verified location pin for IFSC HDFC0006734 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0006734 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0006734 for HDFC Bank – KALARCODE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kalarcode branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0006734, however, work 24x7.
Branch address & contact
HDFC BankKalarcode Branch
FIRST FLOOR HILWANA BUILDING NEAR SD COLLEGE KALARCODE SANATHANAPURAM PO KERALA 688003
Alappuzha, Kerala
Phone: 1800-2026161
IFSC: HDFC0006734
Frequently asked questions
How do I add HDFC Bank Kalarcode as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0006734, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0006734 valid for NEFT and RTGS?
Yes. IFSC HDFC0006734 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC HDFC0006734 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0006734 to send funds instantly.
What is the phone number of HDFC Bank Kalarcode branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Where is HDFC Bank Kalarcode branch located?
HDFC Bank's Kalarcode branch is located at FIRST FLOOR HILWANA BUILDING NEAR SD COLLEGE KALARCODE SANATHANAPURAM PO KERALA 688003, Alappuzha, Kerala.
What is the IFSC code of HDFC Bank Kalarcode branch?
The IFSC code of HDFC Bank, Kalarcode branch is HDFC0006734. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC HDFC0006734 the same for all accounts at Kalarcode branch?
Yes. The IFSC HDFC0006734 is shared by every account held at HDFC Bank's Kalarcode branch. Only the account number changes from customer to customer.
Summary
The IFSC code HDFC0006734 belongs to HDFC Bank's KALARCODE branch, located at FIRST FLOOR HILWANA BUILDING NEAR SD COLLEGE KALARCODE SANATHANAPURAM PO… in ALAPPUZHA, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
