Below are the complete branch details for HDFC Bank, GORAKSHAN branch, located in AKOLA, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0004914. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0004914 for HDFC Bank – GORAKSHAN — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's GORAKSHAN branch, the IFSC HDFC0004914 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 004914 identifies this particular branch.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gorakshan branch in Akola, Maharashtra is part of this network and uses the IFSC code HDFC0004914 for all electronic settlement.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Gorakshan |
| IFSC Code | HDFC0004914 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND MEZZANINE AND THIRD FLOOR GORAKSHAN ROAD OPPOSITE VAIBHAV HOTEL AKOLA MAHARASHTRA 444001 |
| City | Akola |
| District | Akola |
| State | Maharashtra |
| STD Code | 1860 |
| Phone | 2676161 |
About this branch
The branch is located at GROUND MEZZANINE AND THIRD FLOOR GORAKSHAN ROAD OPPOSITE VAIBHAV HOTEL AKOLA MAHARASHTRA 444001. It serves the Akola region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0004914 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GORAKSHAN of HDFC Bank — its own 11-character IFSC. The code HDFC0004914 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0004914 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Gorakshan branch is mapped to IFSC HDFC0004914 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0004914.
Products and services
Customers walking into the Gorakshan branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0004914
How to transfer money using IFSC HDFC0004914
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004914 across all three.
NEFT to HDFC Bank, GORAKSHAN using IFSC HDFC0004914
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0004914, and confirm that the system picks up HDFC Bank – GORAKSHAN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to GORAKSHAN
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's GORAKSHAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0004914 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – GORAKSHAN, use IMPS. With IFSC HDFC0004914 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Gorakshan
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0004914:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at GORAKSHAN is still linked to IFSC HDFC0004914.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's GORAKSHAN branch, the IFSC HDFC0004914 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Gorakshan branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0004914 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Gorakshan branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0004914 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC HDFC0004914
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – GORAKSHAN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0004914. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Gorakshan branch sits at GROUND MEZZANINE AND THIRD FLOOR GORAKSHAN ROAD OPPOSITE VAIBHAV HOTEL AKOLA MAHARASHTRA 444001. If you are travelling from outside Akola, search for the branch on a maps application using the bank name and locality, or call 1860-2676161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0004914 and your account number.
Verifying IFSC HDFC0004914 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0004914 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2676161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gorakshan branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0004914, however, work 24x7.
Branch address & contact
HDFC BankGorakshan Branch
GROUND MEZZANINE AND THIRD FLOOR GORAKSHAN ROAD OPPOSITE VAIBHAV HOTEL AKOLA MAHARASHTRA 444001
Akola, Maharashtra
Phone: 1860-2676161
IFSC: HDFC0004914
Frequently asked questions
How do I add HDFC Bank Gorakshan as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0004914, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of HDFC Bank Gorakshan branch?
You can reach the branch at 1860-2676161 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gorakshan branch but serve different purposes.
How quickly will an NEFT transfer using HDFC0004914 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Gorakshan reflect within 30 minutes.
Does HDFC Bank Gorakshan branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1860-2676161 to confirm.
What is the IFSC code of HDFC Bank Gorakshan branch?
The IFSC code of HDFC Bank, Gorakshan branch is HDFC0004914. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is HDFC Bank Gorakshan branch located?
HDFC Bank's Gorakshan branch is located at GROUND MEZZANINE AND THIRD FLOOR GORAKSHAN ROAD OPPOSITE VAIBHAV HOTEL AKOLA MAHARASHTRA 444001, Akola, Maharashtra.
Summary
The IFSC code HDFC0004914 belongs to HDFC Bank's GORAKSHAN branch, located at GROUND MEZZANINE AND THIRD FLOOR GORAKSHAN ROAD OPPOSITE VAIBHAV HOTEL AKOLA… in AKOLA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
