Below are the complete branch details for HDFC Bank, AJNALA II branch, located in AJNALA, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0007783. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0007783 for HDFC Bank – AJNALA II — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0007783 is the IFSC of HDFC Bank's AJNALA II branch. The format is fixed: HDFC = bank code, 0 = reserved, 007783 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Ajnala Ii |
| IFSC Code | HDFC0007783 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DERA BABA NANAK ROAD AJNALA TEHSIL AJNALA AJNALA PUNJAB 143102 |
| City | Ajnala |
| District | Amritsar |
| State | Punjab |
| STD Code | 1800 |
| Phone | 2026161 |
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ajnala Ii branch — IFSC HDFC0007783 — extends the bank's services to customers in and around Ajnala, Punjab.
About this branch
The branch is located at DERA BABA NANAK ROAD AJNALA TEHSIL AJNALA AJNALA PUNJAB 143102. It serves the Ajnala region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0007783 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's AJNALA II branch came to be assigned the code HDFC0007783.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0007783, money simply cannot be routed to the AJNALA II branch electronically.
How to transfer money using IFSC HDFC0007783
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0007783 across all three.
NEFT to HDFC Bank, AJNALA II using IFSC HDFC0007783
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0007783, and confirm that the system picks up HDFC Bank – AJNALA II. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0007783
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – AJNALA II, ensure your bank's portal accepts IFSC HDFC0007783 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – AJNALA II, use IMPS. With IFSC HDFC0007783 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Ajnala Ii
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0007783:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at AJNALA II is still linked to IFSC HDFC0007783.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's AJNALA II branch, the IFSC HDFC0007783 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Ajnala Ii branch is mapped to IFSC HDFC0007783 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0007783.
Banking services available
The Ajnala Ii branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0007783
MICR & cheque-truncation details
Cheques drawn on the Ajnala Ii branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0007783 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0007783
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the AJNALA II branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0007783 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC HDFC0007783
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – AJNALA II, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0007783. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Ajnala Ii branch sits at DERA BABA NANAK ROAD AJNALA TEHSIL AJNALA AJNALA PUNJAB 143102. If you are travelling from outside Ajnala, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0007783 and your account number.
Verifying IFSC HDFC0007783 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0007783 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ajnala Ii branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0007783, however, work 24x7.
Branch address & contact
HDFC BankAjnala Ii Branch
DERA BABA NANAK ROAD AJNALA TEHSIL AJNALA AJNALA PUNJAB 143102
Ajnala, Punjab
Phone: 1800-2026161
IFSC: HDFC0007783
Frequently asked questions
Where is HDFC Bank Ajnala Ii branch located?
HDFC Bank's Ajnala Ii branch is located at DERA BABA NANAK ROAD AJNALA TEHSIL AJNALA AJNALA PUNJAB 143102, Ajnala, Punjab.
Can I use IFSC HDFC0007783 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0007783 to send funds instantly.
Is IFSC HDFC0007783 the same for all accounts at Ajnala Ii branch?
Yes. The IFSC HDFC0007783 is shared by every account held at HDFC Bank's Ajnala Ii branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank Ajnala Ii branch?
You can reach the branch at 1800-2026161 during regular banking hours.
What is the IFSC code of HDFC Bank Ajnala Ii branch?
The IFSC code of HDFC Bank, Ajnala Ii branch is HDFC0007783. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using HDFC0007783 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Ajnala Ii reflect within 30 minutes.
Final notes
To recap: HDFC0007783 is the IFSC code of HDFC Bank, AJNALA II branch, in AJNALA, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
