Use this page as a one-stop reference for everything related to HDFC Bank's BAWNGKAWN branch in AIZAWL, MIZORAM. The branch's IFSC code HDFC0009456 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0009456 is the IFSC of HDFC Bank's BAWNGKAWN branch. The format is fixed: HDFC = bank code, 0 = reserved, 009456 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Bawngkawn |
| IFSC Code | HDFC0009456 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GROUND FLOOR NEAR TRAFFIC POINT BAWNGKAWN AIZAWL MIZORAM 796014 |
| City | Aizawl |
| District | Aizawl |
| State | Mizoram |
| STD Code | 1860 |
| Phone | 2676161 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Bawngkawn branch in Aizawl. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0009456.
Bawngkawn branch overview
Located at HDFC BANK LTD GROUND FLOOR NEAR TRAFFIC POINT BAWNGKAWN AIZAWL MIZORAM 796014, the Bawngkawn branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0009456 is required for all interbank electronic transfers routed through this branch.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BAWNGKAWN of HDFC Bank — its own 11-character IFSC. The code HDFC0009456 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0009456 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0009456
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009456 across all three.
NEFT to HDFC Bank, BAWNGKAWN using IFSC HDFC0009456
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0009456, and confirm that the system picks up HDFC Bank – BAWNGKAWN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BAWNGKAWN
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's BAWNGKAWN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0009456 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank BAWNGKAWN (IFSC HDFC0009456)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0009456 in your mobile or internet banking app, and the money is credited to the BAWNGKAWN branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0009456 for HDFC Bank – BAWNGKAWN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0009456 | Yes – HDFC0009456 | Yes – HDFC0009456 |
For most retail customers crediting the Bawngkawn branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0009456
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – BAWNGKAWN is still mapped to IFSC HDFC0009456. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0009456 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Bawngkawn branch is mapped to IFSC HDFC0009456 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0009456.
Products and services
Customers walking into the Bawngkawn branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0009456
MICR & cheque-truncation details
Cheques drawn on the Bawngkawn branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0009456 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0009456
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the BAWNGKAWN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0009456 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC HDFC0009456
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – BAWNGKAWN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0009456. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Bawngkawn branch
The branch is located at HDFC BANK LTD GROUND FLOOR NEAR TRAFFIC POINT BAWNGKAWN AIZAWL MIZORAM 796014, which puts it inside Aizawl, the broader Aizawl district, and the state of Mizoram. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Bawngkawn branch” — the verified location pin for IFSC HDFC0009456 should appear at the top of the results.
- Confirm the branch is open by calling 1860-2676161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0009456 and your account number.
Verifying IFSC HDFC0009456 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0009456 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2676161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bawngkawn branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0009456, however, work 24x7.
Branch address & contact
HDFC BankBawngkawn Branch
HDFC BANK LTD GROUND FLOOR NEAR TRAFFIC POINT BAWNGKAWN AIZAWL MIZORAM 796014
Aizawl, Mizoram
Phone: 1860-2676161
IFSC: HDFC0009456
Frequently asked questions
What is the IFSC code of HDFC Bank Bawngkawn branch?
The IFSC code of HDFC Bank, Bawngkawn branch is HDFC0009456. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC HDFC0009456 valid for NEFT and RTGS?
Yes. IFSC HDFC0009456 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is HDFC Bank Bawngkawn branch located?
HDFC Bank's Bawngkawn branch is located at HDFC BANK LTD GROUND FLOOR NEAR TRAFFIC POINT BAWNGKAWN AIZAWL MIZORAM 796014, Aizawl, Mizoram.
Does HDFC Bank Bawngkawn branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1860-2676161 to confirm.
How do I add HDFC Bank Bawngkawn as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0009456, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC HDFC0009456 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0009456 to send funds instantly.
Final notes
To recap: HDFC0009456 is the IFSC code of HDFC Bank, BAWNGKAWN branch, in AIZAWL, MIZORAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
