This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, ANANDNAGAR CROSS ROAD branch in AHMEDABAD. The 11-digit IFSC HDFC0009165 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the ANANDNAGAR CROSS ROAD location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0009165 is the IFSC of HDFC Bank's ANANDNAGAR CROSS ROAD branch. The format is fixed: HDFC = bank code, 0 = reserved, 009165 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Anandnagar Cross Road |
| IFSC Code | HDFC0009165 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GROUND FLOOR SHOP NO 13 DEV AURUM 100 FT RD SATELLITE PRAHLADNAGAR AHMEDABAD GUJARAT 380015 |
| City | Ahmedabad |
| District | Ahmadabad |
| State | Gujarat |
| STD Code | 91 |
| Phone | 9898271111 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Anandnagar Cross Road branch in Ahmedabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0009165.
About this branch
The branch is located at HDFC BANK LTD GROUND FLOOR SHOP NO 13 DEV AURUM 100 FT RD SATELLITE PRAHLADNAGAR AHMEDABAD GUJARAT 380015. It serves the Ahmedabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0009165 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's ANANDNAGAR CROSS ROAD branch came to be assigned the code HDFC0009165.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0009165, money simply cannot be routed to the ANANDNAGAR CROSS ROAD branch electronically.
How to transfer money using IFSC HDFC0009165
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009165 across all three.
How to use IFSC HDFC0009165 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's ANANDNAGAR CROSS ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0009165.
- Confirm the bank name auto-populates as HDFC Bank and the branch as ANANDNAGAR CROSS ROAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ANANDNAGAR CROSS ROAD
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's ANANDNAGAR CROSS ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0009165 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank ANANDNAGAR CROSS ROAD (IFSC HDFC0009165)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0009165 in your mobile or internet banking app, and the money is credited to the ANANDNAGAR CROSS ROAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0009165 for HDFC Bank – ANANDNAGAR CROSS ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0009165 | Yes – HDFC0009165 | Yes – HDFC0009165 |
For most retail customers crediting the Anandnagar Cross Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0009165
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – ANANDNAGAR CROSS ROAD is still mapped to IFSC HDFC0009165. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0009165 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Anandnagar Cross Road branch is mapped to IFSC HDFC0009165 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0009165.
Banking services available
The Anandnagar Cross Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9898271111.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0009165
MICR & cheque-truncation details
Cheques drawn on the Anandnagar Cross Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0009165 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Anandnagar Cross Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0009165 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – ANANDNAGAR CROSS ROAD:
- The IFSC is exactly HDFC0009165 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and ANANDNAGAR CROSS ROAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Anandnagar Cross Road branch
The branch is located at HDFC BANK LTD GROUND FLOOR SHOP NO 13 DEV AURUM 100 FT RD SATELLITE PRAHLADNAGAR AHMEDABAD GUJARAT 380015, which puts it inside Ahmedabad, the broader Ahmadabad district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Anandnagar Cross Road branch” — the verified location pin for IFSC HDFC0009165 should appear at the top of the results.
- Confirm the branch is open by calling 91-9898271111 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0009165 and your account number.
Verifying IFSC HDFC0009165 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0009165 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9898271111.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Anandnagar Cross Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0009165, however, work 24x7.
Branch address & contact
HDFC BankAnandnagar Cross Road Branch
HDFC BANK LTD GROUND FLOOR SHOP NO 13 DEV AURUM 100 FT RD SATELLITE PRAHLADNAGAR AHMEDABAD GUJARAT 380015
Ahmedabad, Gujarat
Phone: 91-9898271111
IFSC: HDFC0009165
Frequently asked questions
What is the phone number of HDFC Bank Anandnagar Cross Road branch?
You can reach the branch at 91-9898271111 during regular banking hours.
Does HDFC Bank Anandnagar Cross Road branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9898271111 to confirm.
What is the IFSC code of HDFC Bank Anandnagar Cross Road branch?
The IFSC code of HDFC Bank, Anandnagar Cross Road branch is HDFC0009165. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Anandnagar Cross Road branch but serve different purposes.
Where is HDFC Bank Anandnagar Cross Road branch located?
HDFC Bank's Anandnagar Cross Road branch is located at HDFC BANK LTD GROUND FLOOR SHOP NO 13 DEV AURUM 100 FT RD SATELLITE PRAHLADNAGAR AHMEDABAD GUJARAT 380015, Ahmedabad, Gujarat.
Can I use IFSC HDFC0009165 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0009165 to send funds instantly.
Is IFSC HDFC0009165 the same for all accounts at Anandnagar Cross Road branch?
Yes. The IFSC HDFC0009165 is shared by every account held at HDFC Bank's Anandnagar Cross Road branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using HDFC0009165 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Anandnagar Cross Road reflect within 30 minutes.
Summary
The IFSC code HDFC0009165 belongs to HDFC Bank's ANANDNAGAR CROSS ROAD branch, located at HDFC BANK LTD GROUND FLOOR SHOP NO 13 DEV AURUM 100 FT RD SATELLITE… in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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