Use this page as a one-stop reference for everything related to HDFC Bank's SHAHGANJ branch in AGRA, UTTAR PRADESH. The branch's IFSC code HDFC0003679 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0003679 is the IFSC of HDFC Bank's SHAHGANJ branch. The format is fixed: HDFC = bank code, 0 = reserved, 003679 = branch identifier.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Shahganj branch — IFSC HDFC0003679 — extends the bank's services to customers in and around Agra, Uttar Pradesh.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Shahganj |
| IFSC Code | HDFC0003679 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 5 MIG,OPPOSITE KOTI MENA BAZAR,SHAHGANJ,DIST AGRA,AGRA UTTAR PRADESH 282010 |
| City | Agra |
| District | Agra |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9935903333 |
About this branch
The branch is located at 5 MIG,OPPOSITE KOTI MENA BAZAR,SHAHGANJ,DIST AGRA,AGRA UTTAR PRADESH 282010. It serves the Agra region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0003679 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's SHAHGANJ branch came to be assigned the code HDFC0003679.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0003679, money simply cannot be routed to the SHAHGANJ branch electronically.
Products and account variants supported
Every account opened at the Shahganj branch is mapped to IFSC HDFC0003679 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0003679.
Products and services
Customers walking into the Shahganj branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0003679
How to transfer money using IFSC HDFC0003679
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0003679 across all three.
NEFT to HDFC Bank, SHAHGANJ using IFSC HDFC0003679
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0003679, and confirm that the system picks up HDFC Bank – SHAHGANJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0003679
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – SHAHGANJ, ensure your bank's portal accepts IFSC HDFC0003679 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank SHAHGANJ (IFSC HDFC0003679)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0003679 in your mobile or internet banking app, and the money is credited to the SHAHGANJ branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0003679 for HDFC Bank – SHAHGANJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0003679 | Yes – HDFC0003679 | Yes – HDFC0003679 |
For most retail customers crediting the Shahganj branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0003679
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – SHAHGANJ is still mapped to IFSC HDFC0003679. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0003679 and the beneficiary's account number to complete the transfer.
Online banking and IFSC HDFC0003679
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the SHAHGANJ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0003679 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0003679 and the account number together uniquely identify the Shahganj branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – SHAHGANJ:
- The IFSC is exactly HDFC0003679 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and SHAHGANJ as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Shahganj branch sits at 5 MIG,OPPOSITE KOTI MENA BAZAR,SHAHGANJ,DIST AGRA,AGRA UTTAR PRADESH 282010. If you are travelling from outside Agra, search for the branch on a maps application using the bank name and locality, or call 91-9935903333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0003679 and your account number.
Verifying IFSC HDFC0003679 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0003679 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9935903333.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shahganj branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0003679, however, work 24x7.
Branch address & contact
HDFC BankShahganj Branch
5 MIG,OPPOSITE KOTI MENA BAZAR,SHAHGANJ,DIST AGRA,AGRA UTTAR PRADESH 282010
Agra, Uttar Pradesh
Phone: 91-9935903333
IFSC: HDFC0003679
Frequently asked questions
What is the phone number of HDFC Bank Shahganj branch?
You can reach the branch at 91-9935903333 during regular banking hours.
How do I add HDFC Bank Shahganj as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0003679, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC HDFC0003679 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0003679 to send funds instantly.
Where is HDFC Bank Shahganj branch located?
HDFC Bank's Shahganj branch is located at 5 MIG,OPPOSITE KOTI MENA BAZAR,SHAHGANJ,DIST AGRA,AGRA UTTAR PRADESH 282010, Agra, Uttar Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Shahganj branch but serve different purposes.
Does HDFC Bank Shahganj branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9935903333 to confirm.
Summary
The IFSC code HDFC0003679 belongs to HDFC Bank's SHAHGANJ branch, located at 5 MIG,OPPOSITE KOTI MENA BAZAR,SHAHGANJ,DIST AGRA,AGRA UTTAR PRADESH 282010 in AGRA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
