If you are searching for the IFSC code of HDFC Bank, SANMATI SAH BANK LTD ICHALKARANJI branch in ABDUL LAT, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is HDFC0CSSBLI. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SANMATI SAH BANK LTD ICHALKARANJI branch, and detailed step-by-step guides for using the IFSC HDFC0CSSBLI across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – SANMATI SAH BANK LTD ICHALKARANJI is HDFC0CSSBLI. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CSSBLI map to this branch in ABDUL LAT, MAHARASHTRA.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sanmati Sah Bank Ltd Ichalkaranji branch in Abdul Lat, Maharashtra is part of this network and uses the IFSC code HDFC0CSSBLI for all electronic settlement.
About the Sanmati Sah Bank Ltd Ichalkaranji branch
The Sanmati Sah Bank Ltd Ichalkaranji branch of HDFC Bank is situated at A P ABDUL LAT SHIROL DIST KOLHAPUR NEAR MARATHI SCHOOL ABDUL LAT KOLHAPUR MAHARASHTRA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0CSSBLI is used.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Sanmati Sah Bank Ltd Ichalkaranji |
| IFSC Code | HDFC0CSSBLI |
| MICR Code | Refer to cheque leaf |
| Branch Address | A P ABDUL LAT SHIROL DIST KOLHAPUR NEAR MARATHI SCHOOL ABDUL LAT KOLHAPUR MAHARASHTRA |
| City | Abdul Lat |
| District | Kolhapur |
| State | Maharashtra |
| STD Code | 230 |
| Phone | 2431333 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's SANMATI SAH BANK LTD ICHALKARANJI branch came to be assigned the code HDFC0CSSBLI.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CSSBLI, money simply cannot be routed to the SANMATI SAH BANK LTD ICHALKARANJI branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CSSBLI and the account number together uniquely identify the Sanmati Sah Bank Ltd Ichalkaranji branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0CSSBLI
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CSSBLI across all three.
NEFT to HDFC Bank, SANMATI SAH BANK LTD ICHALKARANJI using IFSC HDFC0CSSBLI
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CSSBLI, and confirm that the system picks up HDFC Bank – SANMATI SAH BANK LTD ICHALKARANJI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0CSSBLI
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – SANMATI SAH BANK LTD ICHALKARANJI, ensure your bank's portal accepts IFSC HDFC0CSSBLI while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank SANMATI SAH BANK LTD ICHALKARANJI (IFSC HDFC0CSSBLI)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CSSBLI in your mobile or internet banking app, and the money is credited to the SANMATI SAH BANK LTD ICHALKARANJI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Sanmati Sah Bank Ltd Ichalkaranji
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CSSBLI:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SANMATI SAH BANK LTD ICHALKARANJI is still linked to IFSC HDFC0CSSBLI.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's SANMATI SAH BANK LTD ICHALKARANJI branch, the IFSC HDFC0CSSBLI is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Sanmati Sah Bank Ltd Ichalkaranji branch is mapped to IFSC HDFC0CSSBLI on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0CSSBLI.
Products and services
Customers walking into the Sanmati Sah Bank Ltd Ichalkaranji branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0CSSBLI
Online banking and IFSC HDFC0CSSBLI
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the SANMATI SAH BANK LTD ICHALKARANJI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CSSBLI is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Sanmati Sah Bank Ltd Ichalkaranji branch
The branch is located at A P ABDUL LAT SHIROL DIST KOLHAPUR NEAR MARATHI SCHOOL ABDUL LAT KOLHAPUR MAHARASHTRA, which puts it inside Abdul Lat, the broader Kolhapur district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Sanmati Sah Bank Ltd Ichalkaranji branch” — the verified location pin for IFSC HDFC0CSSBLI should appear at the top of the results.
- Confirm the branch is open by calling 230-2431333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CSSBLI and your account number.
Common mistakes to avoid when using IFSC HDFC0CSSBLI
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – SANMATI SAH BANK LTD ICHALKARANJI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0CSSBLI. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sanmati Sah Bank Ltd Ichalkaranji branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CSSBLI, however, work 24x7.
Verifying IFSC HDFC0CSSBLI from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CSSBLI by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 230-2431333.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankSanmati Sah Bank Ltd Ichalkaranji Branch
A P ABDUL LAT SHIROL DIST KOLHAPUR NEAR MARATHI SCHOOL ABDUL LAT KOLHAPUR MAHARASHTRA
Abdul Lat, Maharashtra
Phone: 230-2431333
IFSC: HDFC0CSSBLI
Frequently asked questions
What is the IFSC code of HDFC Bank Sanmati Sah Bank Ltd Ichalkaranji branch?
The IFSC code of HDFC Bank, Sanmati Sah Bank Ltd Ichalkaranji branch is HDFC0CSSBLI. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is HDFC Bank Sanmati Sah Bank Ltd Ichalkaranji branch located?
HDFC Bank's Sanmati Sah Bank Ltd Ichalkaranji branch is located at A P ABDUL LAT SHIROL DIST KOLHAPUR NEAR MARATHI SCHOOL ABDUL LAT KOLHAPUR MAHARASHTRA, Abdul Lat, Maharashtra.
How quickly will an NEFT transfer using HDFC0CSSBLI be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Sanmati Sah Bank Ltd Ichalkaranji reflect within 30 minutes.
What is the phone number of HDFC Bank Sanmati Sah Bank Ltd Ichalkaranji branch?
You can reach the branch at 230-2431333 during regular banking hours.
Is IFSC HDFC0CSSBLI valid for NEFT and RTGS?
Yes. IFSC HDFC0CSSBLI is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add HDFC Bank Sanmati Sah Bank Ltd Ichalkaranji as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0CSSBLI, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sanmati Sah Bank Ltd Ichalkaranji branch but serve different purposes.
Summary
The IFSC code HDFC0CSSBLI belongs to HDFC Bank's SANMATI SAH BANK LTD ICHALKARANJI branch, located at A P ABDUL LAT SHIROL DIST KOLHAPUR NEAR MARATHI SCHOOL ABDUL LAT KOLHAPUR… in ABDUL LAT, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
