Below are the complete branch details for Haryana State Cooperative Bank, branch, located in , HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is HARC0000010. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HARC0000010 for Haryana State Cooperative Bank – — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Haryana State Cooperative Bank's branch, the IFSC HARC0000010 breaks down as follows: HARC identifies the bank, 0 is the reserved character, and 000010 identifies this particular branch.
About Haryana State Cooperative Bank
Haryana State Cooperative Bank operates a wide network of branches across India, including the branch in . Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HARC0000010.
Branch details at a glance
| Bank Name | Haryana State Cooperative Bank |
|---|---|
| IFSC Code | HARC0000010 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SAHAKARITA BHAWAN, SECTOR-2 PANCHKULA |
| State | Haryana |
| Phone | 2560178 |
branch overview
Located at SAHAKARITA BHAWAN, SECTOR-2 PANCHKULA, the branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HARC0000010 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Haryana State Cooperative Bank's branch came to be assigned the code HARC0000010.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HARC0000010, money simply cannot be routed to the branch electronically.
Products and account variants supported
Every account opened at the branch is mapped to IFSC HARC0000010 on the RBI payments network. The branch generally supports the full retail product catalogue of Haryana State Cooperative Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HARC0000010.
Banking services available
The branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2560178.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HARC0000010
How to transfer money using IFSC HARC0000010
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HARC0000010 across all three.
How to use IFSC HARC0000010 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Haryana State Cooperative Bank's branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HARC0000010.
- Confirm the bank name auto-populates as Haryana State Cooperative Bank and the branch as .
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to
If you need to transfer ₹2 lakh or more in one go to an account at Haryana State Cooperative Bank's branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HARC0000010 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Haryana State Cooperative Bank – , use IMPS. With IFSC HARC0000010 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HARC0000010 for Haryana State Cooperative Bank – , but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HARC0000010 | Yes – HARC0000010 | Yes – HARC0000010 |
For most retail customers crediting the branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HARC0000010
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Haryana State Cooperative Bank – is still mapped to IFSC HARC0000010. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HARC0000010 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HARC0000010 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HARC0000010 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Haryana State Cooperative Bank – :
- The IFSC is exactly HARC0000010 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Haryana State Cooperative Bank as the bank name and as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The branch sits at SAHAKARITA BHAWAN, SECTOR-2 PANCHKULA. If you are travelling from outside , search for the branch on a maps application using the bank name and locality, or call 2560178 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HARC0000010 and your account number.
Verifying IFSC HARC0000010 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HARC0000010 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2560178.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HARC0000010, however, work 24x7.
Branch address & contact
Haryana State Cooperative BankBranch
SAHAKARITA BHAWAN, SECTOR-2 PANCHKULA
, Haryana
Phone: 2560178
IFSC: HARC0000010
Frequently asked questions
Is IFSC HARC0000010 valid for NEFT and RTGS?
Yes. IFSC HARC0000010 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using HARC0000010 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Haryana State Cooperative Bank – reflect within 30 minutes.
What is the phone number of Haryana State Cooperative Bank branch?
You can reach the branch at 2560178 during regular banking hours.
Can I use IFSC HARC0000010 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HARC0000010 to send funds instantly.
Does Haryana State Cooperative Bank branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2560178 to confirm.
How do I add Haryana State Cooperative Bank as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HARC0000010, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Haryana State Cooperative Bank branch?
The IFSC code of Haryana State Cooperative Bank, branch is HARC0000010. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: HARC0000010 is the IFSC code of Haryana State Cooperative Bank, branch, in , HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
