If you are searching for the IFSC code of Haryana State Cooperative Bank, branch in , HARYANA, this page has every detail you need. The verified IFSC code for this branch is HARC0000002. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the branch, and detailed step-by-step guides for using the IFSC HARC0000002 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HARC0000002 is the IFSC of Haryana State Cooperative Bank's branch. The format is fixed: HARC = bank code, 0 = reserved, 000002 = branch identifier.
Branch details at a glance
| Bank Name | Haryana State Cooperative Bank |
|---|---|
| IFSC Code | HARC0000002 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SCO 78-80, BANK SQUARE, SECTOR-17B |
| State | Haryana |
| Phone | 2709667 |
About the bank
Haryana State Cooperative Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its branch in , Haryana is part of this network and uses the IFSC code HARC0000002 for all electronic settlement.
About this branch
The branch is located at SCO 78-80, BANK SQUARE, SECTOR-17B. It serves the region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Haryana State Cooperative Bank. The IFSC HARC0000002 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Haryana State Cooperative Bank's branch came to be assigned the code HARC0000002.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HARC0000002, money simply cannot be routed to the branch electronically.
How to transfer money using IFSC HARC0000002
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HARC0000002 across all three.
How to use IFSC HARC0000002 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Haryana State Cooperative Bank's branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HARC0000002.
- Confirm the bank name auto-populates as Haryana State Cooperative Bank and the branch as .
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to
If you need to transfer ₹2 lakh or more in one go to an account at Haryana State Cooperative Bank's branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HARC0000002 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Haryana State Cooperative Bank – , use IMPS. With IFSC HARC0000002 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HARC0000002 for Haryana State Cooperative Bank – , but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HARC0000002 | Yes – HARC0000002 | Yes – HARC0000002 |
For most retail customers crediting the branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HARC0000002
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Haryana State Cooperative Bank – is still mapped to IFSC HARC0000002. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HARC0000002 and the beneficiary's account number to complete the transfer.
Account types you can open at the branch
Once you have an account at Haryana State Cooperative Bank – , the IFSC HARC0000002 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the branch can access most of Haryana State Cooperative Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HARC0000002
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Haryana State Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HARC0000002 and the account number together uniquely identify the branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HARC0000002 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Haryana State Cooperative Bank – :
- The IFSC is exactly HARC0000002 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Haryana State Cooperative Bank as the bank name and as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The branch sits at SCO 78-80, BANK SQUARE, SECTOR-17B. If you are travelling from outside , search for the branch on a maps application using the bank name and locality, or call 2709667 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HARC0000002 and your account number.
Verifying IFSC HARC0000002 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HARC0000002 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2709667.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HARC0000002 continue to work without interruption.
Branch address & contact
Haryana State Cooperative BankBranch
SCO 78-80, BANK SQUARE, SECTOR-17B
, Haryana
Phone: 2709667
IFSC: HARC0000002
Frequently asked questions
Is IFSC HARC0000002 the same for all accounts at branch?
Yes. The IFSC HARC0000002 is shared by every account held at Haryana State Cooperative Bank's branch. Only the account number changes from customer to customer.
What is the phone number of Haryana State Cooperative Bank branch?
You can reach the branch at 2709667 during regular banking hours.
Is IFSC HARC0000002 valid for NEFT and RTGS?
Yes. IFSC HARC0000002 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Haryana State Cooperative Bank branch?
The IFSC code of Haryana State Cooperative Bank, branch is HARC0000002. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Haryana State Cooperative Bank branch located?
Haryana State Cooperative Bank's branch is located at SCO 78-80, BANK SQUARE, SECTOR-17B, , Haryana.
How do I add Haryana State Cooperative Bank as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HARC0000002, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC HARC0000002 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HARC0000002 to send funds instantly.
Does Haryana State Cooperative Bank branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2709667 to confirm.
Summary
The IFSC code HARC0000002 belongs to Haryana State Cooperative Bank's branch, located at SCO 78-80, BANK SQUARE, SECTOR-17B in , HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
