If you are searching for the IFSC code of G P Parsik Bank, VITAWA branch in THANE, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is PJSB0000043. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VITAWA branch, and detailed step-by-step guides for using the IFSC PJSB0000043 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for G P Parsik Bank – VITAWA is PJSB0000043. The first four letters PJSB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000043 map to this branch in THANE, MAHARASHTRA.
About the bank
G P Parsik Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vitawa branch in Thane, Maharashtra is part of this network and uses the IFSC code PJSB0000043 for all electronic settlement.
Branch details at a glance
| Bank Name | G P Parsik Bank |
|---|---|
| Branch | Vitawa |
| IFSC Code | PJSB0000043 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO.1 VISHRAM CO.OP. HSG. SOC. VITAWA, KALWA, THANE 400605. |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 25456500 |
About this branch
The branch is located at SHOP NO.1 VISHRAM CO.OP. HSG. SOC. VITAWA, KALWA, THANE 400605.. It serves the Thane region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of G P Parsik Bank. The IFSC PJSB0000043 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how G P Parsik Bank's VITAWA branch came to be assigned the code PJSB0000043.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PJSB0000043, money simply cannot be routed to the VITAWA branch electronically.
Account types you can open at the Vitawa branch
Once you have an account at G P Parsik Bank – VITAWA, the IFSC PJSB0000043 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Vitawa branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-25456500.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC PJSB0000043
How to transfer money using IFSC PJSB0000043
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PJSB0000043 across all three.
How to use IFSC PJSB0000043 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to G P Parsik Bank's VITAWA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC PJSB0000043.
- Confirm the bank name auto-populates as G P Parsik Bank and the branch as VITAWA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC PJSB0000043
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to G P Parsik Bank – VITAWA, ensure your bank's portal accepts IFSC PJSB0000043 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to G P Parsik Bank – VITAWA, use IMPS. With IFSC PJSB0000043 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Vitawa
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PJSB0000043:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at VITAWA is still linked to IFSC PJSB0000043.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC PJSB0000043
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at G P Parsik Bank – VITAWA is still mapped to IFSC PJSB0000043. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PJSB0000043 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Vitawa branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PJSB0000043 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Vitawa branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PJSB0000043 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to G P Parsik Bank – VITAWA:
- The IFSC is exactly PJSB0000043 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills G P Parsik Bank as the bank name and VITAWA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Vitawa branch
The branch is located at SHOP NO.1 VISHRAM CO.OP. HSG. SOC. VITAWA, KALWA, THANE 400605., which puts it inside Thane, the broader Thane district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “G P Parsik Bank Vitawa branch” — the verified location pin for IFSC PJSB0000043 should appear at the top of the results.
- Confirm the branch is open by calling 22-25456500 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PJSB0000043 and your account number.
Verifying IFSC PJSB0000043 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PJSB0000043 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-25456500.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vitawa branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PJSB0000043, however, work 24x7.
Branch address & contact
G P Parsik BankVitawa Branch
SHOP NO.1 VISHRAM CO.OP. HSG. SOC. VITAWA, KALWA, THANE 400605.
Thane, Maharashtra
Phone: 22-25456500
IFSC: PJSB0000043
Frequently asked questions
How quickly will an NEFT transfer using PJSB0000043 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to G P Parsik Bank – Vitawa reflect within 30 minutes.
What is the phone number of G P Parsik Bank Vitawa branch?
You can reach the branch at 22-25456500 during regular banking hours.
Can I use IFSC PJSB0000043 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PJSB0000043 to send funds instantly.
Is IFSC PJSB0000043 the same for all accounts at Vitawa branch?
Yes. The IFSC PJSB0000043 is shared by every account held at G P Parsik Bank's Vitawa branch. Only the account number changes from customer to customer.
Where is G P Parsik Bank Vitawa branch located?
G P Parsik Bank's Vitawa branch is located at SHOP NO.1 VISHRAM CO.OP. HSG. SOC. VITAWA, KALWA, THANE 400605., Thane, Maharashtra.
How do I add G P Parsik Bank Vitawa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PJSB0000043, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC PJSB0000043 valid for NEFT and RTGS?
Yes. IFSC PJSB0000043 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of G P Parsik Bank Vitawa branch?
The IFSC code of G P Parsik Bank, Vitawa branch is PJSB0000043. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code PJSB0000043 belongs to G P Parsik Bank's VITAWA branch, located at SHOP NO.1 VISHRAM CO.OP. HSG. SOC. VITAWA, KALWA, THANE 400605. in THANE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
