IFSC Code of G P Parsik Bank, Gangapur Road Nasik Branch Branch, Maharashtra

If you are searching for the IFSC code of G P Parsik Bank, GANGAPUR ROAD NASIK BRANCH branch in NASIK, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is PJSB0000055. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GANGAPUR ROAD NASIK BRANCH branch, and detailed step-by-step guides for using the IFSC PJSB0000055 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For G P Parsik Bank's GANGAPUR ROAD NASIK BRANCH branch, the IFSC PJSB0000055 breaks down as follows: PJSB identifies the bank, 0 is the reserved character, and 000055 identifies this particular branch.

Branch details at a glance

About the bank

G P Parsik Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gangapur Road Nasik Branch branch in Nasik, Maharashtra is part of this network and uses the IFSC code PJSB0000055 for all electronic settlement.

About this branch

The branch is located at 6 /A RUSHIRAJ REGENCY,PLOT NO. 203, GANGAPUR ROAD, NASIK 422005. It serves the Nasik region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of G P Parsik Bank. The IFSC PJSB0000055 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how G P Parsik Bank's GANGAPUR ROAD NASIK BRANCH branch came to be assigned the code PJSB0000055.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PJSB0000055, money simply cannot be routed to the GANGAPUR ROAD NASIK BRANCH branch electronically.

How to transfer money using IFSC PJSB0000055

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PJSB0000055 across all three.

NEFT to G P Parsik Bank, GANGAPUR ROAD NASIK BRANCH using IFSC PJSB0000055

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PJSB0000055, and confirm that the system picks up G P Parsik Bank – GANGAPUR ROAD NASIK BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to GANGAPUR ROAD NASIK BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at G P Parsik Bank's GANGAPUR ROAD NASIK BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PJSB0000055 while initiating the transfer and the credit will appear within minutes.

IMPS to G P Parsik Bank GANGAPUR ROAD NASIK BRANCH (IFSC PJSB0000055)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PJSB0000055 in your mobile or internet banking app, and the money is credited to the GANGAPUR ROAD NASIK BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Gangapur Road Nasik Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PJSB0000055:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GANGAPUR ROAD NASIK BRANCH is still linked to IFSC PJSB0000055.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC PJSB0000055

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at G P Parsik Bank – GANGAPUR ROAD NASIK BRANCH is still mapped to IFSC PJSB0000055. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PJSB0000055 and the beneficiary's account number to complete the transfer.

Account types you can open at the Gangapur Road Nasik Branch branch

Once you have an account at G P Parsik Bank – GANGAPUR ROAD NASIK BRANCH, the IFSC PJSB0000055 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Gangapur Road Nasik Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 253-2232345.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PJSB0000055

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by G P Parsik Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PJSB0000055 and the account number together uniquely identify the Gangapur Road Nasik Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Gangapur Road Nasik Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PJSB0000055 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to G P Parsik Bank – GANGAPUR ROAD NASIK BRANCH:

• The IFSC is exactly PJSB0000055 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills G P Parsik Bank as the bank name and GANGAPUR ROAD NASIK BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Gangapur Road Nasik Branch branch sits at 6 /A RUSHIRAJ REGENCY,PLOT NO. 203, GANGAPUR ROAD, NASIK 422005. If you are travelling from outside Nasik, search for the branch on a maps application using the bank name and locality, or call 253-2232345 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PJSB0000055 and your account number.

Verifying IFSC PJSB0000055 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PJSB0000055 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 253-2232345.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Gangapur Road Nasik Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PJSB0000055 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: PJSB0000055 is the IFSC code of G P Parsik Bank, GANGAPUR ROAD NASIK BRANCH branch, in NASIK, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.