IFSC Code of FINO Payments Bank, Medical Collage-Rapti Nagar Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to FINO Payments Bank's MEDICAL COLLAGE-RAPTI NAGAR branch in MEDICAL COLLAGE RAPT, UTTAR PRADESH. The branch's IFSC code FINO0001576 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For FINO Payments Bank's MEDICAL COLLAGE-RAPTI NAGAR branch, the IFSC FINO0001576 breaks down as follows: FINO identifies the bank, 0 is the reserved character, and 001576 identifies this particular branch.

About the bank

FINO Payments Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Medical Collage-Rapti Nagar branch in Medical Collage Rapt, Uttar Pradesh is part of this network and uses the IFSC code FINO0001576 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at BEHIND FAMILY BAZAR 06,SONAULI ROAD BARGDWA MOHARIPUR GORAKHPUR,PINCODE -273007. It serves the Medical Collage Rapt region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of FINO Payments Bank. The IFSC FINO0001576 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how FINO Payments Bank's MEDICAL COLLAGE-RAPTI NAGAR branch came to be assigned the code FINO0001576.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FINO0001576, money simply cannot be routed to the MEDICAL COLLAGE-RAPTI NAGAR branch electronically.

Products and account variants supported

Every account opened at the Medical Collage-Rapti Nagar branch is mapped to IFSC FINO0001576 on the RBI payments network. The branch generally supports the full retail product catalogue of FINO Payments Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains FINO0001576.

Products and services

Customers walking into the Medical Collage-Rapti Nagar branch can access most of FINO Payments Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC FINO0001576

How to transfer money using IFSC FINO0001576

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FINO0001576 across all three.

NEFT to FINO Payments Bank, MEDICAL COLLAGE-RAPTI NAGAR using IFSC FINO0001576

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FINO0001576, and confirm that the system picks up FINO Payments Bank – MEDICAL COLLAGE-RAPTI NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MEDICAL COLLAGE-RAPTI NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at FINO Payments Bank's MEDICAL COLLAGE-RAPTI NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FINO0001576 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to FINO Payments Bank – MEDICAL COLLAGE-RAPTI NAGAR, use IMPS. With IFSC FINO0001576 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Medical Collage-Rapti Nagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC FINO0001576:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MEDICAL COLLAGE-RAPTI NAGAR is still linked to IFSC FINO0001576.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at FINO Payments Bank's MEDICAL COLLAGE-RAPTI NAGAR branch, the IFSC FINO0001576 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Medical Collage-Rapti Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FINO0001576 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Medical Collage-Rapti Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FINO0001576 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to FINO Payments Bank – MEDICAL COLLAGE-RAPTI NAGAR:

• The IFSC is exactly FINO0001576 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills FINO Payments Bank as the bank name and MEDICAL COLLAGE-RAPTI NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Medical Collage-Rapti Nagar branch

The branch is located at BEHIND FAMILY BAZAR 06,SONAULI ROAD BARGDWA MOHARIPUR GORAKHPUR,PINCODE -273007, which puts it inside Medical Collage Rapt, the broader Gorakhpur district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “FINO Payments Bank Medical Collage-Rapti Nagar branch” — the verified location pin for IFSC FINO0001576 should appear at the top of the results.
2. Confirm the branch is open by calling 9889541166 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FINO0001576 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC FINO0001576 for FINO Payments Bank – MEDICAL COLLAGE-RAPTI NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Medical Collage-Rapti Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FINO0001576 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code FINO0001576 belongs to FINO Payments Bank's MEDICAL COLLAGE-RAPTI NAGAR branch, located at BEHIND FAMILY BAZAR 06,SONAULI ROAD BARGDWA MOHARIPUR GORAKHPUR,PINCODE -273007 in MEDICAL COLLAGE RAPT, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.