IFSC Code of FINO Payments Bank, Kamrup Branch, Assam

This page lists the IFSC code, branch address, contact number and fund-transfer information for FINO Payments Bank, KAMRUP branch in KAMRUP METROPOLITAN. The 11-digit IFSC FINO0001599 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with FINO Payments Bank at the KAMRUP location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, FINO0001599 is the IFSC of FINO Payments Bank's KAMRUP branch. The format is fixed: FINO = bank code, 0 = reserved, 001599 = branch identifier.

Branch details at a glance

About the bank

FINO Payments Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kamrup branch in Kamrup Metropolitan, Assam is part of this network and uses the IFSC code FINO0001599 for all electronic settlement.

Kamrup branch overview

Located at VILL & PO - DHARAPUR, PS - AZARA, DISTRICT - KAMRUP M, PIN -781017, ASSAM, NEAR DHARAPUR HIGHER SECONDARY SCHOOL, OPPOSITE GREEN TECH RESIDENCY, the Kamrup branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC FINO0001599 is required for all interbank electronic transfers routed through this branch.

Why every FINO Payments Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KAMRUP of FINO Payments Bank — its own 11-character IFSC. The code FINO0001599 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FINO0001599 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC FINO0001599

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FINO0001599 across all three.

How to use IFSC FINO0001599 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to FINO Payments Bank's KAMRUP branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC FINO0001599.
4. Confirm the bank name auto-populates as FINO Payments Bank and the branch as KAMRUP.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KAMRUP

If you need to transfer ₹2 lakh or more in one go to an account at FINO Payments Bank's KAMRUP branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FINO0001599 while initiating the transfer and the credit will appear within minutes.

IMPS to FINO Payments Bank KAMRUP (IFSC FINO0001599)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FINO0001599 in your mobile or internet banking app, and the money is credited to the KAMRUP branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kamrup

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC FINO0001599:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KAMRUP is still linked to IFSC FINO0001599.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC FINO0001599

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at FINO Payments Bank – KAMRUP is still mapped to IFSC FINO0001599. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FINO0001599 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Kamrup branch is mapped to IFSC FINO0001599 on the RBI payments network. The branch generally supports the full retail product catalogue of FINO Payments Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains FINO0001599.

Banking services available

The Kamrup branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7566034003.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC FINO0001599

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by FINO Payments Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FINO0001599 and the account number together uniquely identify the Kamrup branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC FINO0001599

FINO Payments Bank customers can register for net banking and the bank's official mobile app once their account at the KAMRUP branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FINO0001599 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC FINO0001599

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to FINO Payments Bank – KAMRUP, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: FINO0001599.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Kamrup branch sits at VILL & PO - DHARAPUR, PS - AZARA, DISTRICT - KAMRUP M, PIN -781017, ASSAM, NEAR DHARAPUR HIGHER SECONDARY SCHOOL, OPPOSITE GREEN TECH RESIDENCY. If you are travelling from outside Kamrup Metropolitan, search for the branch on a maps application using the bank name and locality, or call 7566034003 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FINO0001599 and your account number.

Verifying IFSC FINO0001599 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FINO0001599 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7566034003.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Kamrup are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FINO0001599 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code FINO0001599 belongs to FINO Payments Bank's KAMRUP branch, located at VILL & PO - DHARAPUR, PS - AZARA, DISTRICT - KAMRUP M, PIN -781017, ASSAM,… in KAMRUP METROPOLITAN, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.