IFSC Code of FINO Payments Bank, Vivekananda Nagar Branch, Telangana

This page lists the IFSC code, branch address, contact number and fund-transfer information for FINO Payments Bank, VIVEKANANDA NAGAR branch in HYDERABAD. The 11-digit IFSC FINO0001192 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with FINO Payments Bank at the VIVEKANANDA NAGAR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, FINO0001192 is the IFSC of FINO Payments Bank's VIVEKANANDA NAGAR branch. The format is fixed: FINO = bank code, 0 = reserved, 001192 = branch identifier.

About FINO Payments Bank

FINO Payments Bank operates a wide network of branches across India, including the Vivekananda Nagar branch in Hyderabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FINO0001192.

Branch details at a glance

Vivekananda Nagar branch overview

Located at H.NO.4-32-990,PLOT NO.A/412,GROUND FLOOR,1ST PHASE ROAD,ALWYAN COLONY,JAGATGIRIGUTTA,KUKATAPALLY VILLAGE,BALA NAGAR MANDAL,HYDERABAD-500071, the Vivekananda Nagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC FINO0001192 is required for all interbank electronic transfers routed through this branch.

Why every FINO Payments Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VIVEKANANDA NAGAR of FINO Payments Bank — its own 11-character IFSC. The code FINO0001192 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FINO0001192 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Vivekananda Nagar branch is mapped to IFSC FINO0001192 on the RBI payments network. The branch generally supports the full retail product catalogue of FINO Payments Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains FINO0001192.

Products and services

Customers walking into the Vivekananda Nagar branch can access most of FINO Payments Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC FINO0001192

How to transfer money using IFSC FINO0001192

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FINO0001192 across all three.

NEFT to FINO Payments Bank, VIVEKANANDA NAGAR using IFSC FINO0001192

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FINO0001192, and confirm that the system picks up FINO Payments Bank – VIVEKANANDA NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to VIVEKANANDA NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at FINO Payments Bank's VIVEKANANDA NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FINO0001192 while initiating the transfer and the credit will appear within minutes.

IMPS to FINO Payments Bank VIVEKANANDA NAGAR (IFSC FINO0001192)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FINO0001192 in your mobile or internet banking app, and the money is credited to the VIVEKANANDA NAGAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Vivekananda Nagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC FINO0001192:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VIVEKANANDA NAGAR is still linked to IFSC FINO0001192.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at FINO Payments Bank's VIVEKANANDA NAGAR branch, the IFSC FINO0001192 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC FINO0001192

FINO Payments Bank customers can register for net banking and the bank's official mobile app once their account at the VIVEKANANDA NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FINO0001192 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Vivekananda Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FINO0001192 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to FINO Payments Bank – VIVEKANANDA NAGAR:

• The IFSC is exactly FINO0001192 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills FINO Payments Bank as the bank name and VIVEKANANDA NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Vivekananda Nagar branch

The branch is located at H.NO.4-32-990,PLOT NO.A/412,GROUND FLOOR,1ST PHASE ROAD,ALWYAN COLONY,JAGATGIRIGUTTA,KUKATAPALLY VILLAGE,BALA NAGAR MANDAL,HYDERABAD-500071, which puts it inside Hyderabad, the broader Medchal Malkajgiri district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “FINO Payments Bank Vivekananda Nagar branch” — the verified location pin for IFSC FINO0001192 should appear at the top of the results.
2. Confirm the branch is open by calling 9959277769 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FINO0001192 and your account number.

Verifying IFSC FINO0001192 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FINO0001192 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9959277769.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Vivekananda Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FINO0001192 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code FINO0001192 belongs to FINO Payments Bank's VIVEKANANDA NAGAR branch, located at H.NO.4-32-990,PLOT NO.A/412,GROUND FLOOR,1ST PHASE ROAD,ALWYAN… in HYDERABAD, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.