This page lists the IFSC code, branch address, contact number and fund-transfer information for FINO Payments Bank, AMETHI branch in AMETHI. The 11-digit IFSC FINO0001586 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with FINO Payments Bank at the AMETHI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for FINO Payments Bank – AMETHI is FINO0001586. The first four letters FINO are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001586 map to this branch in AMETHI, UTTAR PRADESH.
Branch details at a glance
| Bank Name | FINO Payments Bank |
|---|---|
| Branch | Amethi |
| IFSC Code | FINO0001586 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR RAMLILA MAIDAN OPPSITE TVS AGENCY,AMETHI RAEBRELLY ROAD GAURIGANJ AMETHI,PINCODE 227409 |
| City | Amethi |
| District | Amethi |
| State | Uttar Pradesh |
| Phone | 7052820000 |
About FINO Payments Bank
FINO Payments Bank operates a wide network of branches across India, including the Amethi branch in Amethi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FINO0001586.
Amethi branch overview
Located at NEAR RAMLILA MAIDAN OPPSITE TVS AGENCY,AMETHI RAEBRELLY ROAD GAURIGANJ AMETHI,PINCODE 227409, the Amethi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC FINO0001586 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how FINO Payments Bank's AMETHI branch came to be assigned the code FINO0001586.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FINO0001586, money simply cannot be routed to the AMETHI branch electronically.
How to transfer money using IFSC FINO0001586
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FINO0001586 across all three.
How to use IFSC FINO0001586 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to FINO Payments Bank's AMETHI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC FINO0001586.
- Confirm the bank name auto-populates as FINO Payments Bank and the branch as AMETHI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to AMETHI
If you need to transfer ₹2 lakh or more in one go to an account at FINO Payments Bank's AMETHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FINO0001586 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to FINO Payments Bank – AMETHI, use IMPS. With IFSC FINO0001586 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FINO0001586 for FINO Payments Bank – AMETHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FINO0001586 | Yes – FINO0001586 | Yes – FINO0001586 |
For most retail customers crediting the Amethi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FINO0001586
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at FINO Payments Bank – AMETHI is still mapped to IFSC FINO0001586. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FINO0001586 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Amethi branch is mapped to IFSC FINO0001586 on the RBI payments network. The branch generally supports the full retail product catalogue of FINO Payments Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FINO0001586.
Banking services available
The Amethi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7052820000.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FINO0001586
MICR & cheque-truncation details
Cheques drawn on the Amethi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FINO0001586 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Amethi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FINO0001586 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to FINO Payments Bank – AMETHI:
- The IFSC is exactly FINO0001586 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills FINO Payments Bank as the bank name and AMETHI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Amethi branch sits at NEAR RAMLILA MAIDAN OPPSITE TVS AGENCY,AMETHI RAEBRELLY ROAD GAURIGANJ AMETHI,PINCODE 227409. If you are travelling from outside Amethi, search for the branch on a maps application using the bank name and locality, or call 7052820000 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FINO0001586 and your account number.
Verifying IFSC FINO0001586 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FINO0001586 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7052820000.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Amethi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FINO0001586 continue to work without interruption.
Branch address & contact
FINO Payments BankAmethi Branch
NEAR RAMLILA MAIDAN OPPSITE TVS AGENCY,AMETHI RAEBRELLY ROAD GAURIGANJ AMETHI,PINCODE 227409
Amethi, Uttar Pradesh
Phone: 7052820000
IFSC: FINO0001586
Frequently asked questions
Is IFSC FINO0001586 the same for all accounts at Amethi branch?
Yes. The IFSC FINO0001586 is shared by every account held at FINO Payments Bank's Amethi branch. Only the account number changes from customer to customer.
Where is FINO Payments Bank Amethi branch located?
FINO Payments Bank's Amethi branch is located at NEAR RAMLILA MAIDAN OPPSITE TVS AGENCY,AMETHI RAEBRELLY ROAD GAURIGANJ AMETHI,PINCODE 227409, Amethi, Uttar Pradesh.
What is the IFSC code of FINO Payments Bank Amethi branch?
The IFSC code of FINO Payments Bank, Amethi branch is FINO0001586. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using FINO0001586 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to FINO Payments Bank – Amethi reflect within 30 minutes.
What is the phone number of FINO Payments Bank Amethi branch?
You can reach the branch at 7052820000 during regular banking hours.
Does FINO Payments Bank Amethi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7052820000 to confirm.
How do I add FINO Payments Bank Amethi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FINO0001586, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: FINO0001586 is the IFSC code of FINO Payments Bank, AMETHI branch, in AMETHI, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
