IFSC Code of Federal Bank, V Krishnapuram Nainarpalaiyam Branch, Tamil Nadu

Use this page as a one-stop reference for everything related to Federal Bank's V KRISHNAPURAM NAINARPALAIYAM branch in V KRISHNAPURAM, TAMIL NADU. The branch's IFSC code FDRL0002574 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, FDRL0002574 is the IFSC of Federal Bank's V KRISHNAPURAM NAINARPALAIYAM branch. The format is fixed: FDRL = bank code, 0 = reserved, 002574 = branch identifier.

Branch details at a glance

Bank profile

Federal Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The V Krishnapuram Nainarpalaiyam branch — IFSC FDRL0002574 — extends the bank's services to customers in and around V Krishnapuram, Tamil Nadu.

V Krishnapuram Nainarpalaiyam branch overview

Located at SALEM MAIN ROAD, NEAR MOSQUE, V KRISHNAPURAM POST, CHINNASALEM TALUK, KALLAKURICHI DIST, TAMIL NADU - 606301, the V Krishnapuram Nainarpalaiyam branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC FDRL0002574 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's V KRISHNAPURAM NAINARPALAIYAM branch came to be assigned the code FDRL0002574.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0002574, money simply cannot be routed to the V KRISHNAPURAM NAINARPALAIYAM branch electronically.

How to transfer money using IFSC FDRL0002574

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002574 across all three.

How to use IFSC FDRL0002574 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's V KRISHNAPURAM NAINARPALAIYAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC FDRL0002574.
4. Confirm the bank name auto-populates as Federal Bank and the branch as V KRISHNAPURAM NAINARPALAIYAM.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to V KRISHNAPURAM NAINARPALAIYAM

If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's V KRISHNAPURAM NAINARPALAIYAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0002574 while initiating the transfer and the credit will appear within minutes.

IMPS to Federal Bank V KRISHNAPURAM NAINARPALAIYAM (IFSC FDRL0002574)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0002574 in your mobile or internet banking app, and the money is credited to the V KRISHNAPURAM NAINARPALAIYAM branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to V Krishnapuram Nainarpalaiyam

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC FDRL0002574:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at V KRISHNAPURAM NAINARPALAIYAM is still linked to IFSC FDRL0002574.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC FDRL0002574

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – V KRISHNAPURAM NAINARPALAIYAM is still mapped to IFSC FDRL0002574. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0002574 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the V Krishnapuram Nainarpalaiyam branch is mapped to IFSC FDRL0002574 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains FDRL0002574.

Banking services available

The V Krishnapuram Nainarpalaiyam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9629295406.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0002574

MICR & cheque-truncation details

Cheques drawn on the V Krishnapuram Nainarpalaiyam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0002574 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC FDRL0002574

Federal Bank customers can register for net banking and the bank's official mobile app once their account at the V KRISHNAPURAM NAINARPALAIYAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0002574 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – V KRISHNAPURAM NAINARPALAIYAM:

• The IFSC is exactly FDRL0002574 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Federal Bank as the bank name and V KRISHNAPURAM NAINARPALAIYAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The V Krishnapuram Nainarpalaiyam branch sits at SALEM MAIN ROAD, NEAR MOSQUE, V KRISHNAPURAM POST, CHINNASALEM TALUK, KALLAKURICHI DIST, TAMIL NADU - 606301. If you are travelling from outside V Krishnapuram, search for the branch on a maps application using the bank name and locality, or call 91-9629295406 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0002574 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC FDRL0002574 for Federal Bank – V KRISHNAPURAM NAINARPALAIYAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The V Krishnapuram Nainarpalaiyam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0002574, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: FDRL0002574 is the IFSC code of Federal Bank, V KRISHNAPURAM NAINARPALAIYAM branch, in V KRISHNAPURAM, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.