Below are the complete branch details for Federal Bank, ULHASNAGAR branch, located in ULHASNAGAR, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is FDRL0001616. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case FDRL0001616 for Federal Bank – ULHASNAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Federal Bank – ULHASNAGAR is FDRL0001616. The first four letters FDRL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001616 map to this branch in ULHASNAGAR, MAHARASHTRA.
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Ulhasnagar branch in Ulhasnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0001616.
Ulhasnagar branch overview
Located at SHOP NO.1,2 AND 3 GROUND FLOOR,SHARDA ROYCE,NEAR AMAN TALKIES,ULHASNAGAR 3,MAHARASHTRA-421003, the Ulhasnagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC FDRL0001616 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Ulhasnagar |
| IFSC Code | FDRL0001616 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO.1,2 AND 3 GROUND FLOOR,SHARDA ROYCE,NEAR AMAN TALKIES,ULHASNAGAR 3,MAHARASHTRA-421003 |
| City | Ulhasnagar |
| District | Thane |
| State | Maharashtra |
| STD Code | 251 |
| Phone | 2710919 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's ULHASNAGAR branch came to be assigned the code FDRL0001616.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0001616, money simply cannot be routed to the ULHASNAGAR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Ulhasnagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001616 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC FDRL0001616
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001616 across all three.
How to use IFSC FDRL0001616 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's ULHASNAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC FDRL0001616.
- Confirm the bank name auto-populates as Federal Bank and the branch as ULHASNAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC FDRL0001616
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Federal Bank – ULHASNAGAR, ensure your bank's portal accepts IFSC FDRL0001616 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – ULHASNAGAR, use IMPS. With IFSC FDRL0001616 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001616 for Federal Bank – ULHASNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001616 | Yes – FDRL0001616 | Yes – FDRL0001616 |
For most retail customers crediting the Ulhasnagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's ULHASNAGAR branch, the IFSC FDRL0001616 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Ulhasnagar branch
Once you have an account at Federal Bank – ULHASNAGAR, the IFSC FDRL0001616 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Ulhasnagar branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0001616
Digital banking channels
Most day-to-day work that customers used to do at the Ulhasnagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0001616 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Ulhasnagar branch
The branch is located at SHOP NO.1,2 AND 3 GROUND FLOOR,SHARDA ROYCE,NEAR AMAN TALKIES,ULHASNAGAR 3,MAHARASHTRA-421003, which puts it inside Ulhasnagar, the broader Thane district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Ulhasnagar branch” — the verified location pin for IFSC FDRL0001616 should appear at the top of the results.
- Confirm the branch is open by calling 251-2710919 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0001616 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – ULHASNAGAR:
- The IFSC is exactly FDRL0001616 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and ULHASNAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Ulhasnagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0001616 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC FDRL0001616 for Federal Bank – ULHASNAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Federal BankUlhasnagar Branch
SHOP NO.1,2 AND 3 GROUND FLOOR,SHARDA ROYCE,NEAR AMAN TALKIES,ULHASNAGAR 3,MAHARASHTRA-421003
Ulhasnagar, Maharashtra
Phone: 251-2710919
IFSC: FDRL0001616
Frequently asked questions
Can I use IFSC FDRL0001616 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001616 to send funds instantly.
Is IFSC FDRL0001616 the same for all accounts at Ulhasnagar branch?
Yes. The IFSC FDRL0001616 is shared by every account held at Federal Bank's Ulhasnagar branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using FDRL0001616 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Ulhasnagar reflect within 30 minutes.
How do I add Federal Bank Ulhasnagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001616, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC FDRL0001616 valid for NEFT and RTGS?
Yes. IFSC FDRL0001616 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Federal Bank Ulhasnagar branch?
You can reach the branch at 251-2710919 during regular banking hours.
Summary
The IFSC code FDRL0001616 belongs to Federal Bank's ULHASNAGAR branch, located at SHOP NO.1,2 AND 3 GROUND FLOOR,SHARDA ROYCE,NEAR AMAN TALKIES,ULHASNAGAR… in ULHASNAGAR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
