If you are searching for the IFSC code of Federal Bank, UDIPI branch in UDIPI, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is FDRL0001574. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the UDIPI branch, and detailed step-by-step guides for using the IFSC FDRL0001574 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Federal Bank's UDIPI branch, the IFSC FDRL0001574 breaks down as follows: FDRL identifies the bank, 0 is the reserved character, and 001574 identifies this particular branch.
Bank profile
Federal Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Udipi branch — IFSC FDRL0001574 — extends the bank's services to customers in and around Udipi, Karnataka.
About the Udipi branch
The Udipi branch of Federal Bank is situated at MAHALASA TOWERS, COURT ROAD OPP. TALUK OFFICE, UIDIPI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code FDRL0001574 is used.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Udipi |
| IFSC Code | FDRL0001574 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAHALASA TOWERS, COURT ROAD OPP. TALUK OFFICE, UIDIPI |
| City | Udipi |
| District | Udipi |
| State | Karnataka |
| STD Code | 91 |
| Phone | 9964022714 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's UDIPI branch came to be assigned the code FDRL0001574.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0001574, money simply cannot be routed to the UDIPI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Udipi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001574 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC FDRL0001574
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001574 across all three.
How to use IFSC FDRL0001574 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's UDIPI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC FDRL0001574.
- Confirm the bank name auto-populates as Federal Bank and the branch as UDIPI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC FDRL0001574
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Federal Bank – UDIPI, ensure your bank's portal accepts IFSC FDRL0001574 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – UDIPI, use IMPS. With IFSC FDRL0001574 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Udipi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC FDRL0001574:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at UDIPI is still linked to IFSC FDRL0001574.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's UDIPI branch, the IFSC FDRL0001574 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Udipi branch is mapped to IFSC FDRL0001574 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001574.
Products and services
Customers walking into the Udipi branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0001574
Online banking and IFSC FDRL0001574
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the UDIPI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0001574 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Udipi branch sits at MAHALASA TOWERS, COURT ROAD OPP. TALUK OFFICE, UIDIPI. If you are travelling from outside Udipi, search for the branch on a maps application using the bank name and locality, or call 91-9964022714 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0001574 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – UDIPI:
- The IFSC is exactly FDRL0001574 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and UDIPI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Udipi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0001574 continue to work without interruption.
Verifying IFSC FDRL0001574 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001574 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9964022714.
- Visiting the bank's official branch locator page.
Branch address & contact
Federal BankUdipi Branch
MAHALASA TOWERS, COURT ROAD OPP. TALUK OFFICE, UIDIPI
Udipi, Karnataka
Phone: 91-9964022714
IFSC: FDRL0001574
Frequently asked questions
How do I add Federal Bank Udipi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001574, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Federal Bank Udipi branch?
You can reach the branch at 91-9964022714 during regular banking hours.
Where is Federal Bank Udipi branch located?
Federal Bank's Udipi branch is located at MAHALASA TOWERS, COURT ROAD OPP. TALUK OFFICE, UIDIPI, Udipi, Karnataka.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Udipi branch but serve different purposes.
What is the IFSC code of Federal Bank Udipi branch?
The IFSC code of Federal Bank, Udipi branch is FDRL0001574. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC FDRL0001574 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001574 to send funds instantly.
Is IFSC FDRL0001574 valid for NEFT and RTGS?
Yes. IFSC FDRL0001574 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code FDRL0001574 belongs to Federal Bank's UDIPI branch, located at MAHALASA TOWERS, COURT ROAD OPP. TALUK OFFICE, UIDIPI in UDIPI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
