This page lists the IFSC code, branch address, contact number and fund-transfer information for Federal Bank, TRIPUNITHURA branch in TRIPUNITHURA. The 11-digit IFSC FDRL0001094 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Federal Bank at the TRIPUNITHURA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, FDRL0001094 is the IFSC of Federal Bank's TRIPUNITHURA branch. The format is fixed: FDRL = bank code, 0 = reserved, 001094 = branch identifier.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Tripunithura |
| IFSC Code | FDRL0001094 |
| MICR Code | Refer to cheque leaf |
| Branch Address | P B NO. 4 FEDERAL BHAVAN TRIPUNITHURA |
| City | Tripunithura |
| District | Ernakulam |
| State | Kerala |
| STD Code | 484 |
| Phone | 2777438 |
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Tripunithura branch in Tripunithura. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0001094.
About the Tripunithura branch
The Tripunithura branch of Federal Bank is situated at P B NO. 4 FEDERAL BHAVAN TRIPUNITHURA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code FDRL0001094 is used.
Why every Federal Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TRIPUNITHURA of Federal Bank — its own 11-character IFSC. The code FDRL0001094 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0001094 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC FDRL0001094
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001094 across all three.
NEFT to Federal Bank, TRIPUNITHURA using IFSC FDRL0001094
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0001094, and confirm that the system picks up Federal Bank – TRIPUNITHURA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to TRIPUNITHURA
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's TRIPUNITHURA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0001094 while initiating the transfer and the credit will appear within minutes.
IMPS to Federal Bank TRIPUNITHURA (IFSC FDRL0001094)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0001094 in your mobile or internet banking app, and the money is credited to the TRIPUNITHURA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001094 for Federal Bank – TRIPUNITHURA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001094 | Yes – FDRL0001094 | Yes – FDRL0001094 |
For most retail customers crediting the Tripunithura branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FDRL0001094
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – TRIPUNITHURA is still mapped to IFSC FDRL0001094. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0001094 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Tripunithura branch is mapped to IFSC FDRL0001094 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001094.
Products and services
Customers walking into the Tripunithura branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0001094
MICR & cheque-truncation details
Cheques drawn on the Tripunithura branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001094 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Tripunithura branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0001094 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC FDRL0001094
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – TRIPUNITHURA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0001094. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Tripunithura branch sits at P B NO. 4 FEDERAL BHAVAN TRIPUNITHURA. If you are travelling from outside Tripunithura, search for the branch on a maps application using the bank name and locality, or call 484-2777438 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0001094 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC FDRL0001094 for Federal Bank – TRIPUNITHURA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Tripunithura branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0001094, however, work 24x7.
Branch address & contact
Federal BankTripunithura Branch
P B NO. 4 FEDERAL BHAVAN TRIPUNITHURA
Tripunithura, Kerala
Phone: 484-2777438
IFSC: FDRL0001094
Frequently asked questions
Is IFSC FDRL0001094 the same for all accounts at Tripunithura branch?
Yes. The IFSC FDRL0001094 is shared by every account held at Federal Bank's Tripunithura branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using FDRL0001094 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Tripunithura reflect within 30 minutes.
How do I add Federal Bank Tripunithura as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001094, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC FDRL0001094 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001094 to send funds instantly.
What is the IFSC code of Federal Bank Tripunithura branch?
The IFSC code of Federal Bank, Tripunithura branch is FDRL0001094. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Federal Bank Tripunithura branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 484-2777438 to confirm.
Summary
The IFSC code FDRL0001094 belongs to Federal Bank's TRIPUNITHURA branch, located at P B NO. 4 FEDERAL BHAVAN TRIPUNITHURA in TRIPUNITHURA, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
