IFSC Code of Federal Bank, Tirunelveli Perumalpuram Branch, Tamil Nadu

If you are searching for the IFSC code of Federal Bank, TIRUNELVELI PERUMALPURAM branch in TIRUNELVELI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is FDRL0002637. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the TIRUNELVELI PERUMALPURAM branch, and detailed step-by-step guides for using the IFSC FDRL0002637 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, FDRL0002637 is the IFSC of Federal Bank's TIRUNELVELI PERUMALPURAM branch. The format is fixed: FDRL = bank code, 0 = reserved, 002637 = branch identifier.

About the bank

Federal Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Tirunelveli Perumalpuram branch in Tirunelveli, Tamil Nadu is part of this network and uses the IFSC code FDRL0002637 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at PLOT NO HIG 9, WARD NO 26, NEW NO 40, PERUMALPURAM HOUSING BOARD, TIRUNELVELI, TAMIL NADU- 627007. It serves the Tirunelveli region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0002637 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's TIRUNELVELI PERUMALPURAM branch came to be assigned the code FDRL0002637.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0002637, money simply cannot be routed to the TIRUNELVELI PERUMALPURAM branch electronically.

Products and account variants supported

Every account opened at the Tirunelveli Perumalpuram branch is mapped to IFSC FDRL0002637 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains FDRL0002637.

Banking services available

The Tirunelveli Perumalpuram branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9994314466.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0002637

How to transfer money using IFSC FDRL0002637

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002637 across all three.

How to use IFSC FDRL0002637 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's TIRUNELVELI PERUMALPURAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC FDRL0002637.
4. Confirm the bank name auto-populates as Federal Bank and the branch as TIRUNELVELI PERUMALPURAM.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to TIRUNELVELI PERUMALPURAM

If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's TIRUNELVELI PERUMALPURAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0002637 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Federal Bank – TIRUNELVELI PERUMALPURAM, use IMPS. With IFSC FDRL0002637 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC FDRL0002637 for Federal Bank – TIRUNELVELI PERUMALPURAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Tirunelveli Perumalpuram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's TIRUNELVELI PERUMALPURAM branch, the IFSC FDRL0002637 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Tirunelveli Perumalpuram branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0002637 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0002637 and the account number together uniquely identify the Tirunelveli Perumalpuram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC FDRL0002637

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – TIRUNELVELI PERUMALPURAM, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: FDRL0002637.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Tirunelveli Perumalpuram branch

The branch is located at PLOT NO HIG 9, WARD NO 26, NEW NO 40, PERUMALPURAM HOUSING BOARD, TIRUNELVELI, TAMIL NADU- 627007, which puts it inside Tirunelveli, the broader Tirunelveli district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Federal Bank Tirunelveli Perumalpuram branch” — the verified location pin for IFSC FDRL0002637 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9994314466 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0002637 and your account number.

Verifying IFSC FDRL0002637 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0002637 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9994314466.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Tirunelveli Perumalpuram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0002637 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code FDRL0002637 belongs to Federal Bank's TIRUNELVELI PERUMALPURAM branch, located at PLOT NO HIG 9, WARD NO 26, NEW NO 40, PERUMALPURAM HOUSING BOARD, TIRUNELVELI,… in TIRUNELVELI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.