Use this page as a one-stop reference for everything related to Federal Bank's TINSUKIA branch in TINSUKIA, ASSAM. The branch's IFSC code FDRL0001198 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Federal Bank's TINSUKIA branch, the IFSC FDRL0001198 breaks down as follows: FDRL identifies the bank, 0 is the reserved character, and 001198 identifies this particular branch.
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Tinsukia branch in Tinsukia. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0001198.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Tinsukia |
| IFSC Code | FDRL0001198 |
| MICR Code | Refer to cheque leaf |
| Branch Address | P B NO. 52 CHIRWAPPATTY ROAD TINSUKIA |
| City | Tinsukia |
| District | Tinsukia |
| State | Assam |
| STD Code | 374 |
| Phone | 2330960 |
Tinsukia branch overview
Located at P B NO. 52 CHIRWAPPATTY ROAD TINSUKIA, the Tinsukia branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC FDRL0001198 is required for all interbank electronic transfers routed through this branch.
Why every Federal Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TINSUKIA of Federal Bank — its own 11-character IFSC. The code FDRL0001198 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0001198 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Tinsukia branch is mapped to IFSC FDRL0001198 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001198.
Banking services available
The Tinsukia branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 374-2330960.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0001198
How to transfer money using IFSC FDRL0001198
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001198 across all three.
NEFT to Federal Bank, TINSUKIA using IFSC FDRL0001198
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0001198, and confirm that the system picks up Federal Bank – TINSUKIA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC FDRL0001198
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Federal Bank – TINSUKIA, ensure your bank's portal accepts IFSC FDRL0001198 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – TINSUKIA, use IMPS. With IFSC FDRL0001198 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Tinsukia
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC FDRL0001198:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at TINSUKIA is still linked to IFSC FDRL0001198.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC FDRL0001198
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – TINSUKIA is still mapped to IFSC FDRL0001198. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0001198 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Tinsukia branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0001198 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0001198 and the account number together uniquely identify the Tinsukia branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – TINSUKIA:
- The IFSC is exactly FDRL0001198 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and TINSUKIA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Tinsukia branch sits at P B NO. 52 CHIRWAPPATTY ROAD TINSUKIA. If you are travelling from outside Tinsukia, search for the branch on a maps application using the bank name and locality, or call 374-2330960 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0001198 and your account number.
Verifying IFSC FDRL0001198 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001198 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 374-2330960.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Tinsukia are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0001198 continue to work without interruption.
Branch address & contact
Federal BankTinsukia Branch
P B NO. 52 CHIRWAPPATTY ROAD TINSUKIA
Tinsukia, Assam
Phone: 374-2330960
IFSC: FDRL0001198
Frequently asked questions
Can I use IFSC FDRL0001198 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001198 to send funds instantly.
Is IFSC FDRL0001198 the same for all accounts at Tinsukia branch?
Yes. The IFSC FDRL0001198 is shared by every account held at Federal Bank's Tinsukia branch. Only the account number changes from customer to customer.
What is the phone number of Federal Bank Tinsukia branch?
You can reach the branch at 374-2330960 during regular banking hours.
How do I add Federal Bank Tinsukia as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001198, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Federal Bank Tinsukia branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 374-2330960 to confirm.
Is IFSC FDRL0001198 valid for NEFT and RTGS?
Yes. IFSC FDRL0001198 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code FDRL0001198 belongs to Federal Bank's TINSUKIA branch, located at P B NO. 52 CHIRWAPPATTY ROAD TINSUKIA in TINSUKIA, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
