If you are searching for the IFSC code of Federal Bank, THRITHALA branch in THRITHALA, KERALA, this page has every detail you need. The verified IFSC code for this branch is FDRL0001705. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THRITHALA branch, and detailed step-by-step guides for using the IFSC FDRL0001705 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Federal Bank – THRITHALA is FDRL0001705. The first four letters FDRL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001705 map to this branch in THRITHALA, KERALA.
Bank profile
Federal Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Thrithala branch — IFSC FDRL0001705 — extends the bank's services to customers in and around Thrithala, Kerala.
Thrithala branch overview
Located at V K ROAD,THRITHALA PALAKKAD DIST, the Thrithala branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC FDRL0001705 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Thrithala |
| IFSC Code | FDRL0001705 |
| MICR Code | Refer to cheque leaf |
| Branch Address | V K ROAD,THRITHALA PALAKKAD DIST |
| City | Thrithala |
| District | Palakkad |
| State | Kerala |
| STD Code | 466 |
| Phone | 2270880 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's THRITHALA branch came to be assigned the code FDRL0001705.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0001705, money simply cannot be routed to the THRITHALA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Thrithala branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001705 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC FDRL0001705
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001705 across all three.
How to use IFSC FDRL0001705 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's THRITHALA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC FDRL0001705.
- Confirm the bank name auto-populates as Federal Bank and the branch as THRITHALA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to THRITHALA
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's THRITHALA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0001705 while initiating the transfer and the credit will appear within minutes.
IMPS to Federal Bank THRITHALA (IFSC FDRL0001705)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0001705 in your mobile or internet banking app, and the money is credited to the THRITHALA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001705 for Federal Bank – THRITHALA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001705 | Yes – FDRL0001705 | Yes – FDRL0001705 |
For most retail customers crediting the Thrithala branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's THRITHALA branch, the IFSC FDRL0001705 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Thrithala branch is mapped to IFSC FDRL0001705 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001705.
Banking services available
The Thrithala branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 466-2270880.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0001705
Online banking and IFSC FDRL0001705
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the THRITHALA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0001705 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Thrithala branch sits at V K ROAD,THRITHALA PALAKKAD DIST. If you are travelling from outside Thrithala, search for the branch on a maps application using the bank name and locality, or call 466-2270880 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0001705 and your account number.
Common mistakes to avoid when using IFSC FDRL0001705
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – THRITHALA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0001705. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Thrithala are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0001705 continue to work without interruption.
Verifying IFSC FDRL0001705 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001705 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 466-2270880.
- Visiting the bank's official branch locator page.
Branch address & contact
Federal BankThrithala Branch
V K ROAD,THRITHALA PALAKKAD DIST
Thrithala, Kerala
Phone: 466-2270880
IFSC: FDRL0001705
Frequently asked questions
Is IFSC FDRL0001705 the same for all accounts at Thrithala branch?
Yes. The IFSC FDRL0001705 is shared by every account held at Federal Bank's Thrithala branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thrithala branch but serve different purposes.
Where is Federal Bank Thrithala branch located?
Federal Bank's Thrithala branch is located at V K ROAD,THRITHALA PALAKKAD DIST, Thrithala, Kerala.
How do I add Federal Bank Thrithala as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001705, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Federal Bank Thrithala branch?
You can reach the branch at 466-2270880 during regular banking hours.
Does Federal Bank Thrithala branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 466-2270880 to confirm.
Summary
The IFSC code FDRL0001705 belongs to Federal Bank's THRITHALA branch, located at V K ROAD,THRITHALA PALAKKAD DIST in THRITHALA, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
