Below are the complete branch details for Federal Bank, THIRUVANVANDOOR branch, located in THIRUVANVANDOOR, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is FDRL0001205. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case FDRL0001205 for Federal Bank – THIRUVANVANDOOR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Federal Bank – THIRUVANVANDOOR is FDRL0001205. The first four letters FDRL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001205 map to this branch in THIRUVANVANDOOR, KERALA.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Thiruvanvandoor |
| IFSC Code | FDRL0001205 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SREEPADAM BUILDINGS P B NO. 1 THIRUVANVANDOOR |
| City | Thiruvanvandoor |
| District | Alapuzha |
| State | Kerala |
| STD Code | 4792 |
| Phone | 2427969 |
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Thiruvanvandoor branch in Thiruvanvandoor. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0001205.
About this branch
The branch is located at SREEPADAM BUILDINGS P B NO. 1 THIRUVANVANDOOR. It serves the Thiruvanvandoor region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0001205 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's THIRUVANVANDOOR branch came to be assigned the code FDRL0001205.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0001205, money simply cannot be routed to the THIRUVANVANDOOR branch electronically.
How to transfer money using IFSC FDRL0001205
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001205 across all three.
How to use IFSC FDRL0001205 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's THIRUVANVANDOOR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC FDRL0001205.
- Confirm the bank name auto-populates as Federal Bank and the branch as THIRUVANVANDOOR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to THIRUVANVANDOOR
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's THIRUVANVANDOOR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0001205 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – THIRUVANVANDOOR, use IMPS. With IFSC FDRL0001205 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001205 for Federal Bank – THIRUVANVANDOOR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001205 | Yes – FDRL0001205 | Yes – FDRL0001205 |
For most retail customers crediting the Thiruvanvandoor branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's THIRUVANVANDOOR branch, the IFSC FDRL0001205 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Thiruvanvandoor branch
Once you have an account at Federal Bank – THIRUVANVANDOOR, the IFSC FDRL0001205 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Thiruvanvandoor branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4792-2427969.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0001205
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0001205 and the account number together uniquely identify the Thiruvanvandoor branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Thiruvanvandoor branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0001205 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – THIRUVANVANDOOR:
- The IFSC is exactly FDRL0001205 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and THIRUVANVANDOOR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Thiruvanvandoor branch sits at SREEPADAM BUILDINGS P B NO. 1 THIRUVANVANDOOR. If you are travelling from outside Thiruvanvandoor, search for the branch on a maps application using the bank name and locality, or call 4792-2427969 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0001205 and your account number.
Verifying IFSC FDRL0001205 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001205 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4792-2427969.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Thiruvanvandoor are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0001205 continue to work without interruption.
Branch address & contact
Federal BankThiruvanvandoor Branch
SREEPADAM BUILDINGS P B NO. 1 THIRUVANVANDOOR
Thiruvanvandoor, Kerala
Phone: 4792-2427969
IFSC: FDRL0001205
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thiruvanvandoor branch but serve different purposes.
What is the phone number of Federal Bank Thiruvanvandoor branch?
You can reach the branch at 4792-2427969 during regular banking hours.
Is IFSC FDRL0001205 valid for NEFT and RTGS?
Yes. IFSC FDRL0001205 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Federal Bank Thiruvanvandoor branch located?
Federal Bank's Thiruvanvandoor branch is located at SREEPADAM BUILDINGS P B NO. 1 THIRUVANVANDOOR, Thiruvanvandoor, Kerala.
Can I use IFSC FDRL0001205 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001205 to send funds instantly.
How do I add Federal Bank Thiruvanvandoor as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001205, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code FDRL0001205 belongs to Federal Bank's THIRUVANVANDOOR branch, located at SREEPADAM BUILDINGS P B NO. 1 THIRUVANVANDOOR in THIRUVANVANDOOR, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
